14042 N Tram Rd, Splendora, TX 77372 Property Records

Montgomery County property record for 14042 N Tram Rd, Splendora, TX 77372

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,152 sqft · built 1964
Lot Size	2.7 acres (117,612 sqft)
Owner	Individual Name on Record
Last Sale	$226,100 (Jul 2025)
Tax Bill	$2,509 (2024)
Deeds & Mortgages	Apr 2026 Line of Credit Jul 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3490-02-09400`

Property Details

APN / Parcel Number

Primary APN	`3490-02-09400`
Alternative APN	`R78075`

Interior

Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,152 sqft Living Area
1st Floor Area	1,152 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	117,612 sqft (2.7 acres)
View / Lot	Front
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Electric

Location & Zoning

Street Address	14042 N TRAM RD
City	SPLENDORA
State	TX
Zip	77372-4442
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	5
Legal Description	S349002 - COUNTRY COLONY 82, LOT 94, ACRES 2.7
Legal Subdivision	COUNTRY COLONY 82
Legal Lot Number	94
Jurisdiction	MONTGOMERY TX
Township / Civil Division	SOUTHEAST MONTGOMERY
Census Block Group	3
Census Block	3017
Census Tract	692803

Owner

Source: Montgomery County records, as of May 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	14042 N TRAM RD, SPLENDORA, TX 77372-4442
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2026	Deed of Trust, Mortgage · Line of Credit UNITED MORTGAGE LENDING
Jul 11, 2025	Vendor's Lien, Transfer · Conventional Mortgage NATIONS LENDING CORP
Jul 29, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2025 · Amount on Record
Deed Sale	Jul 11, 2025 · Amount on Record
Prior Sale	Jul 29, 2022 · Amount on Record
Deed Document Number	202569561
Prior Transfer Date	Jul 28, 2022
Prior Transfer Doc	0000095341
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Recording Date	Apr 20, 2026
Property Address	14042 N TRAM RD, SPLENDORA, TX 77372-4442
Document Number	0000038788
Instrument Date	Apr 8, 2026
Instrument	202638788
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000038788,
Date	Apr 20, 2026
Instrument	202638788

Lender

Name	UNITED MORTGAGE LENDING

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2046

Interest

Rate	6.11%
Max Rate	-1%

July 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTGOMERY TX
Recording Date	Jul 11, 2025
Property Address	14042 N TRAM RD, SPLENDORA, TX 77372-4442
Document Number	0000069561
Instrument Date	Jul 11, 2025
Instrument	2025069561
Transaction Type	Transfer
Record Updated	Dec 1, 2025
Title Company	SUPERIOR TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14042 N TRAM RD, SPLENDORA, TX 77372-4442

Mortgage

Document Number	0000069562
Date	Jul 11, 2025
Instrument	2025069562

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY TX
Recording Date	Jul 29, 2022
Property Address	14042 N TRAM RD, SPLENDORA, TX 77372-4442
Document Number	0000095341
Map Reference	CAB B SH 99B
Instrument Date	Jul 25, 2022
Instrument	2022095341
Transaction Type	Transfer
Record Updated	Aug 11, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14042 N TRAM RD, 14042, SPLENDORA, TX 77372-4442

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14042 N TRAM RD, SPLENDORA, TX 77372-4442

Mortgage

Document Number	0000095342
Date	Jul 29, 2022
Instrument	2022095342

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Splendora Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$112,637 (-15.22%) Land $35,100 Building $77,537	$112,637 (-29.57%) Land $35,100 Building $77,537
2024	$2,509.00 (+23.96%)	$132,852 (+2%) Land $35,100 Building $124,826	$159,926 (+44.45%) Land $35,100 Building $124,826
2023	$2,024.00 Homeowner's exemption	$110,710 Land $35,100 Building $75,610	$110,710 Land $35,100 Building $75,610

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	2 (2019–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 83% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPLENDORA serves 9,612 people · EPA ID TX1700087
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Fiber	2,000 / 2,000
Optimum Cable	940 / 35

May also be available: Ezee Fiber.

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