14040 West Ct, Laurel, DE 19956 Property Records

Sussex County property record for 14040 West Ct, Laurel, DE 19956

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,568 sqft · built 1998
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$310,000 (Nov 2018)
Tax Bill	$1,040 (2026)
Deeds & Mortgages	Oct 2026 Mortgage May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`232-14.00-87.00`

Property Details

APN / Parcel Number

Primary APN	`232-14.00-87.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,568 sqft Living Area
Upper Floors Area	224 sqft
Elevator	Elevator

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	43,560 sqft (1 acres)
Garage Area	462 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	14040 WEST CT
City	LAUREL
State	DE
Zip	19956-2918
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-1
Legal Description	SHILOH FARMS LOT 51
Legal Subdivision	SHILOH FARMS
Legal Lot Number	51
Jurisdiction	SUSSEX DE
Township / Civil Division	LAUREL-DELMAR
Census Block Group	3
Census Block	3044
Census Tract	51701

Owner

14040 West Ct is owned and occupied by two individuals who bought it in November 2018.

Source: Sussex County records, as of October 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14040 WEST CT, LAUREL, DE 19956-2918
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2026	Deed of Trust, Mortgage · FHA Mortgage SUN WEST MORTGAGE COMPANY INC
May 15, 2020	Deed of Trust, Mortgage · FHA Mortgage SUN WEST MORTGAGE CO INC
May 1, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance SUN WEST MORTGAGE CO INC
Jun 20, 2018	Grant Deed, Transfer · FHA Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2018 · Amount on File
Deed Sale	Nov 21, 2018 · Amount on File
Prior Sale	Jun 20, 2018 · Amount on File
Deed Document Number	201842705
Deed Book / Page	4980 / 191
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Recording Date	Oct 6, 2026
Property Address	14040 WEST CT, LAUREL, DE 19956-2918
Document Number	0000039387
Book / Page	24384 / 157
Instrument Date	Sep 28, 2026
Instrument	202639387
Transaction Type	Mortgage
Record Updated	Oct 16, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	14040 WEST CT, LAUREL, DE 19956-2918

Mortgage

Document Number	0000039387,
Date	Oct 6, 2026
Book Page	24384/157
Instrument	202639387

Lender

Name	SUN WEST MORTGAGE COMPANY INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2056

Interest

Max Rate	-1%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	14040 WEST CT, LAUREL, DE 19956-2918
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0183860100
Date	May 15, 2020
Book Page	18386/100
Instrument	20200000019847

Lender

Name	SUN WEST MORTGAGE CO INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	14040 WEST CT, LAUREL, DE 19956-2918
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0175090224
Date	May 1, 2019
Book Page	17509/224
Instrument	20190000014867

Lender

Name	SUN WEST MORTGAGE CO INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUSSEX DE
Recording Date	Jun 20, 2018
Property Address	14040 WEST CT, LAUREL, DE 19956-2918
Document Number	0049050112
Book / Page	004905 / 000112
Instrument Date	Jun 15, 2018
Instrument	22159
Transaction Type	Transfer
Record Updated	Oct 31, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$567.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14040 WEST CT LAUREL DE 199562918, LAUREL, DE 19956-2918

Mortgage

Document Number	169700181
Date	Jun 20, 2018
Book Page	016970/000181
Instrument	22160

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 19, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 14040 West Ct was $1,040, up 3% from the year before.

Source: Sussex County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Sussex County
Unified School District	Laurel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,040.00 (+2.97%)	$14,600 (-) Land $1,000 Building $13,600	$281,200 (-) Land $51,500 Building $229,700
2025	$1,010.00	$14,600 Land $1,000 Building $13,600	$281,200 Land $51,500 Building $229,700
2023	$896.00	$14,600 Land $1,000 Building $13,600	$29,200 Land $2,000 Building $27,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 14040 West Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14040 West Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 74% of Delaware
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on West Ct

Nearby Streets

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