14040 S Mill Rd, Galena, MD 21635 Property Records

Kent County property record for 14040 S Mill Rd, Galena, MD 21635

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,586 sqft · built 1988
Lot Size	1.27 acres (55,321 sqft)
Owner	2 Individual Names on File
Last Sale	$850,000 (Jun 2022)
Tax Bill	$7,897 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Dec 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`01-024221`

Property Details

APN / Parcel Number

Primary APN	`01-024221`
Alternative APNs	`1024221` `024221`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,586 sqft Total Area
Basement Area	1 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	55,321 sqft (1.27 acres)
View / Lot	Waterfront
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	220 sqft
Porch	Slab
Porch Area	728 sqft
Deck Area	49 sqft
Boat Access	Boat Access
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	024221
Street Address	14040 S MILL RD
City	GALENA
State	MD
Zip	21635-1351
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1.27 AC 14040 S MILL RD GREGG NECK
Legal Subdivision	GREGG NECK
Jurisdiction	KENT MD
Township / Civil Division	1, MASSEY
Census Block Group	1
Census Block	1008
Census Tract	950100

Owner

Source: Kent County assessment roll, as of August 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	804 S 48TH ST, PHILADELPHIA, PA 19143-3502
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2022	Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
Dec 23, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 8, 2022 · Amount on Record
Deed Sale	Jun 8, 2022 · Amount on Record
Prior Sale	Sep 30, 2016 · Amount on Record
Deed Book / Page	1255 / 151
Record Updated	Sep 20, 2026

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	KENT MD
Recording Date	Jun 8, 2022
Property Address	14040 S MILL RD, GALENA, MD 21635-1351
Document Number	0012550151
Book / Page	1255 / 151
Instrument Date	Jun 1, 2022
Transaction Type	Transfer
Record Updated	Jun 22, 2022
Title Company	NEWLYN TITLE ASSURANCE COMPANY INC, NEWLYN TTL ASSURANCE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14040 S MILL RD, 14040, GALENA, MD 21635-1351

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001255158
Date	Jun 8, 2022
Instrument	1255-158

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MD
Property Address	14040 S MILL RD, GALENA, MD 21635-1351
Document Number	0010410065
Instrument Date	Dec 23, 2019
Transaction Type	Mortgage
Record Updated	Feb 6, 2020
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14040 S MILL RD GALENA MD 216351351, GALENA, MD 21635-1351

Mortgage

Document Number	0010410065
Date	Jan 16, 2020
Book Page	001041/000065

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 15, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kent County assessment roll, as of August 5, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Kent County
Unified School District	Kent County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$815,700 (+84.59%) Land $368,000 Building $447,700	$815,700 (+84.59%) Land $368,000 Building $447,700
2025	$7,897.00 (+58.29%)
2023	$4,989.00	$441,900 Land $259,000 Building $182,900	$441,900 Land $259,000 Building $182,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	6 (1999–2024)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
RiverNet Fixed Wireless	1,200 / 1,000

May also be available: ALTIUS Communications, IQ Fiber Intermediate Holdings.

Cell Coverage

5G (outdoors only) and 4G LTE

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