14040 Elm Dr, Plato, MO 65552 Property Records

Texas County property record for 14040 Elm Dr, Plato, MO 65552

Property Summary

Property Type	Single Family Home
Details	2,038 sqft · built 2005
Lot Size	3.34 acres (145,490 sqft)
Owner	2 Individual Names on Record
Last Sale	$268,520 (Jul 2025)
Tax Bill	$1,252 (2025)
Deeds & Mortgages	Jul 2025 Mortgage Aug 2021 Mortgage + 1 more
APN	`4-5-16-8`

Property Details

APN / Parcel Number

Primary APN	`4-5-16-8`
Alternative APN	`04-0.5-16-000-000-008`

Interior

Stories	1 Story
Building Area	2,038 sqft Finished Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Metal
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	145,490 sqft (3.34 acres)
Utility Building	384 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Other

Location & Zoning

Street Address	14040 ELM DR
City	PLATO
State	MO
Zip	65552-8938
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRT 3
Legal Range	11
Legal Township	33
Legal Section	16
Legal Subdivision	S-16, T-33N, R-11W
Legal Tract	3
Jurisdiction	TEXAS MO
Township / Civil Division	ROUBIDOUX
Census Block Group	3
Census Block	3041
Census Tract	480101

Owner

Source: Texas County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3102 GREENWOOD AVE W, UNIVERSITY PLACE, WA 98466-3313
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2025	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Aug 6, 2021	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Nov 16, 2020	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2025 · Amount on Record
Deed Sale	Jul 8, 2025 · Amount on Record
Prior Sale	Aug 6, 2021 · Amount on Record
Deed Document Number	20252048
Deed Book / Page	2025 / 2048
Record Updated	Sep 20, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TEXAS MO
Recording Date	Jul 8, 2025
Property Address	14040 ELM DR, PLATO, MO 65552-8938
Document Number	02025/2048
Book / Page	2025 / 2048
Instrument Date	Jul 8, 2025
Instrument	202502048
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3102 GREENWOOD AVE W, UNIVERSITY PLACE, WA 98466-3313
Investor	Possibly a Property Investor

Mortgage

Document Number	0202502049
Date	Jul 8, 2025
Instrument	202502049

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TEXAS MO
Recording Date	Aug 6, 2021
Property Address	14040 ELM DR, PLATO, MO 65552-8938
Document Number	02021/3078
Book / Page	2021 / 3078
Instrument Date	Jul 15, 2021
Instrument	202103078
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14040 ELM DR, PLATO, MO 65552-8938

Mortgage

Document Number	0202103079
Date	Aug 6, 2021
Instrument	202103079

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TEXAS MO
Recording Date	Nov 16, 2020
Property Address	14040 ELM DR, PLATO, MO 65552-8938
Document Number	02020/3802
Book / Page	2020 / 3802
Instrument Date	Oct 13, 2020
Instrument	202003802
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14040 ELM DR, PLATO, MO 65552-8938

Mortgage

Document Number	0202003803
Date	Nov 16, 2020
Instrument	202003803

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Texas County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Texas County
County Subdivision	Roubidoux Township
Unified School District	Plato R-V School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,252.00	$34,490 (-)	$181,500 (-) Land $21,700 Building $159,800
2023		$34,490	$181,500 Land $21,700 Building $159,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 72% of Missouri
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TEXAS COUNTY PWSD 1 serves 3,335 people · EPA ID MO4024606
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Splash Wireless Internet Fixed Wireless	200 / 25
Wave Internet Technologies Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20
Brightspeed DSL	100 / 10

May also be available: Wisper ISP.

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