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14040 97th Rd, Live Oak, FL 32060 Property Records

Suwannee County property record for 14040 97th Rd, Live Oak, FL 32060

Property Summary

Property TypeMobile Home
Details1 ba · 1,536 sqft · built 2019
Lot Size10 acres (435,600 sqft)
Owner2 Individual Names on File
Last Sale$205,000 (Nov 2020)
Tax Bill$1,570 (2024)
Deeds & MortgagesNov 2020 Sale & Mortgage
Jan 2020 Transfer
Flood ZoneZone X (minimal risk)
APN29-03S-14E-02826-002000

Property Details

APN / Parcel Number

Primary APN29-03S-14E-02826-002000
Alternative APN
  • 02826002000

Interior

Full Baths1 Bath
Building Area1,536 sqft Living Area

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2022
Lot Area435,600 sqft (10 acres)

Utilities, Heating & Cooling

SewerSeptic
Water SourceWell

Location & Zoning

Account Number02826002000
Street Address14040 97TH RD
CityLIVE OAK
StateFL
Zip32060-9081
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionLEG 10.00 ACRES THE NW1/4 OF NW1/4 OF SW1/4 ORB 2225 P 222-23 WD YR 2021
Legal Range14E
Legal Township03S
Legal Section29
JurisdictionSUWANNEE FL
Township / Civil DivisionMCALPIN-WELLBORN
Census Block Group1
Census Block1002
Census Tract970501

Owner

14040 97th Rd, a mobile home, is owned and occupied by two individuals who bought it in November 2020.

Source: Suwannee County records, as of February 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address14040 97TH RD, LIVE OAK, FL 32060-9081
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 17, 2020Warranty Deed, Transfer
ADDITION FIN'L CU
Jan 2, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 17, 2020 · Amount on File
Deed SaleNov 17, 2020 · Amount on File
Prior SaleJan 2, 2020
Deed Document Number2020231825
Deed Book / Page2225 / 222
Record UpdatedJun 8, 2026

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUWANNEE FL
Recording DateNov 17, 2020
Property Address14040 97TH RD, LIVE OAK, FL 32060-9081
Document Number0000231825
Book / Page002225 / 000222
Instrument DateNov 12, 2020
Instrument231825
Transaction TypeTransfer
Record UpdatedJan 19, 2021
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$10.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address14040 97TH RD LIVE OAK FL 320609081, LIVE OAK, FL 32060-9081

Mortgage

Document Number231826
DateNov 17, 2020
Book Page002225/000224
Instrument231826
Lender
NameADDITION FIN'L CU
AddressLAKE MARY, FL 32746
Agreement
AmountAmount on Record
Term360 Months
DueNov 16, 2050

January 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSUWANNEE FL
Recording DateJan 2, 2020
Property Address14040 97TH RD, LIVE OAK, FL 32060-9081
Document Number0000221896
Book / Page002161 / 000215
Instrument DateJul 23, 2019
Instrument221896
Transaction TypeTransfer
Record UpdatedFeb 13, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1005 JACKSON ST LARGO FL 337704384, LARGO, FL 33770-4384

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySuwannee County
Unified School DistrictSuwannee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$125,499$243,207 Land $74,900 Building $168,307
2024$1,570.00 (+14.85%)
2023$1,367.00 (-48.02%) Homeowner's exemption$107,625 (-29%)$164,062 (+8.23%) Land $64,000 Building $100,062
2022$2,630.00$151,590$151,590 Land $56,000 Building $95,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14040 97th Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 12 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims3 (2012–2024)
Claims Outside the SFHA2 of 3
Most Recent ClaimAug 2024 · Hurricane Debby
Claims by Event
  • Hurricane Debby, Aug 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14040 97th Rd is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 71% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Rapid Fiber Internet
Fiber		2,000 / 2,000
Windstream
DSL		100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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