1404 SE 4th St, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 1404 SE 4th St, Okeechobee, FL 34974

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 960 sqft · built 1971
Lot Size	0.249 acres (10,846 sqft)
Owner	Individual Name on Record
Last Sale	$260,000 (May 2026)
Tax Bill	$1,030 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Dec 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1-23-37-35-0010-00110-0020`

Property Details

APN / Parcel Number

Primary APN	`1-23-37-35-0010-00110-0020`
Alternative APN	`R12337350010001100020`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	960 sqft Living Area
Gross Area	1,730 sqft
1st Floor Area	1,236 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1984
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	10,846 sqft (0.249 acres)
Lot Dimensions	145 ft deep x 75 ft wide
Garage Type	Carport
Garage Area	252 sqft
Carport	Carport
Carport Area	252 sqft
Porch	Enclosed/Unfinished Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1404 SE 4TH ST
City	OKEECHOBEE
State	FL
Zip	34974-4758
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BET-HER ACRES (PLAT BOOK 3 PAGE 12) LOT 2 BLOCK 11
Legal Range	35E
Legal Township	37S
Legal Section	23
Legal Subdivision	BET-HER ACRES
Legal Block	11
Legal Lot Number	2
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	1
Census Block	1002
Census Tract	910500

Owner

Source: Okeechobee County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1404 SE 4TH ST, OKEECHOBEE, FL 34974-4758
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
May 21, 2026	Warranty Deed, Transfer · FHA Mortgage FIRST COMMUNITY MORTGAGE INC
Dec 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage CENTERSTATE BANK OF FLORIDA NA
Oct 30, 2018	Quit Claim Deed, Transfer OKEE-TANTIE TITLE COMPANY INC, OKEE-TANTIE TITLE CO INC
Oct 18, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2026 · Amount on Record
Deed Sale	May 21, 2026 · Amount on Record
Prior Sale	Oct 30, 2018 · Amount on Record
Deed Document Number	20265777
Prior Transfer Date	Apr 1, 2010
Prior Transfer Doc	0006841978
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	May 21, 2026
Property Address	1404 SE 4TH ST, OKEECHOBEE, FL 34974-4758
Document Number	0000005777
Instrument Date	May 21, 2026
Instrument	20265777
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	OKEE TANTIE TITLE COMPANY, OKEE TANTIE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$183,820.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1404 SE 4TH ST, OKEECHOBEE, FL 34974-4758

Mortgage

Document Number	0000005778,
Date	May 21, 2026
Instrument	20265778

Lender

Name	FIRST COMMUNITY MORTGAGE INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Jun 1, 2051

Interest

Rate	6.37%
Max Rate	-1%

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	1404 SE 4TH ST, OKEECHOBEE, FL 34974-4758
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OKEE TANTLE TITLE CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008171256
Date	Dec 19, 2018
Book Page	0817/1256
Instrument	2018014791

Lender

Name	CENTERSTATE BANK OF FLORIDA NA
Type	Bank
Address	WINTER HAVEN, FL 33881

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2034

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Oct 30, 2018
Property Address	1404 SE 4TH ST, OKEECHOBEE, FL 34974-4758
Document Number	0008151310
Book / Page	000815 / 001310
Instrument Date	Oct 19, 2018
Instrument	13211
Transaction Type	Transfer
Record Updated	Dec 13, 2018
Title Company	OKEE-TANTIE TITLE COMPANY INC, OKEE-TANTIE TITLE CO INC

Transaction

Amount	Amount Recorded
Tax	$259.00
Amount Accuracy	Confirmed
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1404 SE 4TH ST OKEECHOBEE FL 349744758, OKEECHOBEE, FL 34974-4758

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Oct 18, 2018
Property Address	1404 SE 4TH ST, OKEECHOBEE, FL 34974-4758
Document Number	0008141976
Book / Page	000814 / 001976
Instrument Date	Oct 18, 2018
Instrument	12640
Transaction Type	Transfer
Record Updated	Nov 15, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1404 SE 4TH ST OKEECHOBEE FL 349744758, OKEECHOBEE, FL 34974-4758

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,030.00 (+11.47%) Homeowner's exemption	$47,973 (+5.99%)	$158,942 (+3.97%) Land $24,131 Building $134,811
2023	$924.00 (+15.79%) Homeowner's exemption	$45,263 (+3%)	$152,877 (+30.12%) Land $18,562 Building $134,315
2022	$798.00 Homeowner's exemption	$43,945	$117,492 Land $11,880 Building $105,612

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	8 (1992–2012)
Most Recent Claim	Aug 2012 · rainfall accumulation
Claims by Event	Hurricane Wilma, Oct 2005 · 2 claims Hurricane Frances, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 72% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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