1404 S Olive Dr, Sioux Falls, SD 57103 Property Records

Minnehaha County property record for 1404 S Olive Dr, Sioux Falls, SD 57103

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 897 sqft · built 1959
Lot Size	0.188 acres (8,194 sqft)
Owner	Individual Name on File
Tax Bill	$2,878 (2025)
Deeds & Mortgages	May 2020 Mortgage Feb 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-22-23-331-004-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-23-331-004-000`
Alternative APN	`35965`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	897 sqft Finished Area
1st Floor Area	897 sqft
Basement Area	897 sqft
Finished Basement	627 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,194 sqft (0.188 acres)
Lot Dimensions	110 ft deep x 60 ft wide
Garage Type	Mixed
Garage Area	1,092 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	35965
Street Address	1404 S OLIVE DR
City	SIOUX FALLS
State	SD
Zip	57103-3431
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 BLOCK 14 HILLTOP HEIGHTS ADDN TO CITY OF SIOUX FALLS
Legal Subdivision	HILLTOP HEIGHTS
Legal Block	14
Legal Lot Number	4
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	1
Census Block	1012
Census Tract	1801

Owner

1404 S Olive Dr is owned and occupied by an individual.

Source: Minnehaha County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1404 S OLIVE DR, SIOUX FALLS, SD 57103-3431
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Feb 3, 2017	Deed of Trust, Mortgage · Conventional Mortgage RELIABANK DAKOTA
Feb 3, 2017	Personal Representative Deed, Transfer STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	1404 S OLIVE DR, SIOUX FALLS, SD 57103-3431
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1884MTG/929
Date	May 15, 2020
Book Page	1884 MTG/929

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	1404 S OLIVE DR, SIOUX FALLS, SD 57103-3431
Transaction Type	Mortgage
Record Updated	May 12, 2026
Title Company	RELIABANK DAKOTA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001813/304
Date	Feb 3, 2017
Book Page	1813/304
Instrument	R702495

Lender

Name	RELIABANK DAKOTA
Address	TEA, SD 57064

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

February 2017: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Feb 3, 2017
Property Address	1404 S OLIVE DR, SIOUX FALLS, SD 57103-3431
Document Number	000573/918
Book / Page	573 / 918
Instrument Date	Jan 27, 2017
Instrument	R702492
Transaction Type	Transfer
Record Updated	May 12, 2026
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1404 S OLIVE DR, SIOUX FALLS, SD 57103-3431

Tax Assessment & Valuation

The 2025 property tax bill for 1404 S Olive Dr was $2,878.

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$218,074 (+3.45%) Land $30,362 Building $187,712	$218,074 Land $30,362 Building $187,712
2025	$2,878.00	$210,800 (+4.93%) Land $30,700 Building $180,100
2024	$2,878.00	$200,900 Land $30,700 Building $170,200
2022	$2,696.00	$178,200 Land $30,700 Building $147,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1404 S Olive Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2024 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1404 S Olive Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of South Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 704 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber · Cable in parts of the area	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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