Hamilton County property record for 1404 Rowewood Dr, Chattanooga, TN 37421
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,296 sqft · built 1972 |
| Lot Size | 0.474 acres (20,682 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $335,000 (Oct 2021) |
| Tax Bill | $1,904 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Sep 2022 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 158E A 011 |
| Primary APN | 158E A 011 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 3,296 sqft Living Area |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 20,682 sqft (0.474 acres) |
| Lot Dimensions | 201 ft deep x 102 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000099660 |
|---|---|
| Old Parcel Number | 158E A011 |
| Street Address | 1404 ROWEWOOD DR |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37421-5215 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 10 BLK H RESUB LOTS 10 & 11 BLK H ROWE WOOD SUB PB25 PG12 |
| Legal Subdivision | ROWE WOOD |
| Legal Block | H |
| Legal Lot Number | 10 11 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 8 |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 11446 |
Source: Hamilton County records, as of December 31, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1404 ROWEWOOD DR, CHATTANOOGA, TN 37421-5215 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD |
| Sep 19, 2022 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| May 7, 2025 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Oct 27, 2021 | Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC |
| Oct 10, 2017 | Warranty Deed, Transfer · ARM TENNESSEE VALLEY FCU |
| Apr 29, 2017 | Deed of Trust, Mortgage · Line of Credit J P & G PROPERTIES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 27, 2021 · Amount on Record |
| Deed Sale | Oct 27, 2021 · Amount on Record |
| Prior Sale | Oct 10, 2017 · Amount on Record |
| Deed Document Number | 2021102700116 |
| Deed Book / Page | 12708 / 280 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1404 ROWEWOOD DR, CHATTANOOGA, TN 37421-5215 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000000125 |
|---|---|
| Date | Jan 14, 2021 |
| Book Page | 12314/662 |
| Instrument | 2021011400125 |
| Name | HIGHLANDS RESIDENTIAL MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Address | DALLAS, TX 75243 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1404 ROWEWOOD DR, CHATTANOOGA, TN 37421-5215 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Title Company | ACADIA SETTLEMENT SERVICES LLC, RADIAN SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 1404 ROWEWOOD DR, CHATTANOOGA, TN 37421-5215 |
| Document Number | 0000000233 |
|---|---|
| Date | Sep 19, 2022 |
| Book Page | 13092/836 |
| Instrument | 2022091900233 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1404 ROWEWOOD DR, CHATTANOOGA, TN 37421-5215 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000000014 |
|---|---|
| Date | May 7, 2025 |
| Book Page | 13915/102 |
| Instrument | 2025050700014 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 23, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Oct 27, 2021 |
| Property Address | 1404 ROWEWOOD DR, CHATTANOOGA, TN 37421-5215 |
| Document Number | 0000000116 |
| Book / Page | 12708 / 280 |
| Map Reference | MB 25 PG 15 |
| Instrument Date | Oct 20, 2021 |
| Instrument | 2021102700116 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | TITLE GUARANTY, TITLE GUARANTY & TRUST CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,239.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1404 ROWEWOOD DR, CHATTANOOGA, TN 37421-5215 |
| Document Number | 0012708282 |
|---|---|
| Date | Oct 27, 2021 |
| Instrument | 12708/282 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Nov 1, 2046 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Oct 10, 2017 |
| Property Address | 1404 ROWEWOOD DR, CHATTANOOGA, TN 37421-5215 |
| Document Number | 0000000005 |
| Book / Page | 11174 / 753 |
| Map Reference | MB25 PG15 |
| Instrument Date | Oct 5, 2017 |
| Instrument | 2017101000005 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2022 |
| Title Company | ALLIANCE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $869.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 4104 ROWEWOOD DR, CHATTANOOGA, TN 37421 |
| Document Number | 0000000007 |
|---|---|
| Date | Oct 10, 2017 |
| Instrument | 2017101000007 |
| Name | TENNESSEE VALLEY FCU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Type Change Date | Nov 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 5.25% |
| Index | 1-Year LIBOR |
| Max Rate | 8.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1404 ROWEWOOD DR, CHATTANOOGA, TN 37421-5215 |
| Document Number | 0000000221 |
| Book / Page | 011035 / 000337 |
| Instrument Date | Apr 29, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1404 ROWEWOOD DR CHATTANOOGA TN 374215215, CHATTANOOGA, TN 37421-5215 |
| Document Number | 0000000221 |
|---|---|
| Date | Apr 27, 2017 |
| Book Page | 011035/000337 |
| Instrument | 221 |
| Name | J P & G PROPERTIES LLC |
|---|---|
| Address | 19 BROOKGREEN LN, RINGGOLD, GA 30736-4167 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,904.00 (+12.8%) | $125,650 (+66.53%) | $502,600 (+66.53%) Land $70,000 Building $432,600 |
| 2024 | $1,688.00 | $75,450 (-) | $301,800 (-) Land $70,000 Building $231,800 |
| 2023 | $1,688.00 | $75,450 (-) | $301,800 (-) Land $70,000 Building $231,800 |
| 2022 | $1,688.00 | $75,450 | $301,800 Land $70,000 Building $231,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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