1404 Olive St, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 1404 Olive St, Cedar Falls, IA 50613

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 900 sqft · built 1954
Lot Size	0.2 acres (8,712 sqft)
Owner	Company Name on Record
Last Sale	$127,500 (Mar 2018)
Tax Bill	$2,908 (2025)
Deeds & Mortgages	Mar 2018 Mortgage Feb 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`8914-13-108-001`

Property Details

APN / Parcel Number

Primary APN	`8914-13-108-001`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	900 sqft Living Area
1st Floor Area	900 sqft
Basement Area	900 sqft
Finished Basement	375 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	212 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1404 OLIVE ST
City	CEDAR FALLS
State	IA
Zip	50613-3712
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MELLENS ADDITION LOT 2 BLK 2
Legal Range	14W
Legal Township	89N
Legal Section	13
Legal Subdivision	MELLENS ADDITION
Legal Block	2
Legal Lot Number	2
Jurisdiction	BLACK HAWK IA
Township / Civil Division	CEDAR FALLS
Census Block Group	1
Census Block	1010
Census Tract	2304

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	721 W 14TH ST, CEDAR FALLS, IA 50613-3705
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2018	Deed of Trust, Mortgage NAVY FEDERAL CREDIT UNION
Feb 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Jul 2, 2015	Deed of Trust, Mortgage VERIDIAN CU
Mar 29, 2018	Warranty Deed, Transfer
May 6, 2013	Legal Action/Court Order, Foreclosure · Conventional Mortgage VERIDIAN CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2018 · Amount on Record
Deed Sale	Mar 29, 2018 · Amount on Record
Prior Sale	Jul 2, 2015 · Amount on Record
Deed Document Number	201815799
Last Transfer Date	Oct 12, 2023
Transfer Doc	0000005129
Record Updated	Oct 29, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1404 OLIVE ST, CEDAR FALLS, IA 50613-3712
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800015800
Date	Mar 29, 2018
Instrument	201800015800

Lender

Name	NAVY FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	178 Months
Due	Jan 1, 2033

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1404 OLIVE ST, CEDAR FALLS, IA 50613-3712
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	BLACK HAWK COUNTY ABSTRACT AND T, BLACK HAWK CNTY ABSTRACT CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100017957
Date	Feb 25, 2021
Instrument	202100017957

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2036

July 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1404 OLIVE ST, CEDAR FALLS, IA 50613-3712
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	BLACK HAWK COUNTY ABSTRACT AND T, BLACK HAWK COUNTY ABSTRACT &

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	201600000287
Date	Jul 2, 2015
Instrument	201600000287

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jul 15, 2030

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Mar 29, 2018
Property Address	1404 OLIVE ST, CEDAR FALLS, IA 50613-3712
Document Number	201800015799
Instrument Date	Mar 28, 2018
Instrument	201800015799
Transaction Type	Transfer
Record Updated	Feb 10, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1404 OLIVE ST, CEDAR FALLS, IA 50613-3712

May 2013: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	BLACK HAWK IA
Recording Date	May 6, 2013
Property Address	1404 OLIVE ST, CEDAR FALLS, IA 50613-3712
Document Number	2013022995
Instrument Date	Apr 30, 2013
Instrument	2013022995
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$172.80
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3112 BROCKWAY RD, WATERLOO, IA 50701-5103

Mortgage

Document Number	2013022996
Date	May 6, 2013
Instrument	2013022996

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2043

Interest

Type Change Date	Jul 1, 2018

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Cedar Falls City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,908.00 (+11.93%)	$193,700 (+19.98%) Land $45,280 Building $148,420	$193,700 (+19.98%) Land $45,280 Building $148,420
2024	$2,598.00 (+15.88%)
2023		$161,450 (+20.76%) Land $29,110 Building $132,340	$161,450 (+20.76%) Land $29,110 Building $132,340
2022	$2,242.00 Homeowner's exemption	$133,690 Land $29,110 Building $104,580
2021			$133,690 Land $29,110 Building $104,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Most Recent Claim	Mar 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR FALLS MUNICIPAL WATER UTILITIES serves 40,713 people · EPA ID IA0709084
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cedar Falls Utilities Fiber	10,000 / 10,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink.

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