1404 N Whatley Rd, White Oak, TX 75693 Property Records

Gregg County property record for 1404 N Whatley Rd, White Oak, TX 75693

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,920 sqft · built 1983
Lot Size	2.2 acres (95,832 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Dec 2017)
Tax Bill	$3,303 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Mar 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R18122`

Property Details

APN / Parcel Number

Primary APN	`R18122`
Alternative APNs	`0178008802-001-00-01` `18122`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,920 sqft Living Area
1st Floor Area	1,920 sqft
Flooring	Tile
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Asphalt
Lot Area	95,832 sqft (2.2 acres)
Garage Type	Attached

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	612 sqft
Porch	Slab
Porch Area	92 sqft
Patio Area	1,012 sqft
Canopy	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	18122
Street Address	1404 N WHATLEY RD
City	WHITE OAK
State	TX
Zip	75693-3002
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AB 88 H HATHAWAY SUR TR 1 SEC 2
Legal Subdivision	HATHAWAY H SUR
Legal Tract	1
Legal Block	2
Legal Lot Number	1
Jurisdiction	GREGG TX
Township / Civil Division	LONGVIEW
Census Block Group	1
Census Block	1001
Census Tract	10302

Owner

Source: Gregg County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 512, WHITE OAK, TX 75693-0512
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2022	Deed of Trust, Mortgage · Line of Credit EAST TEXAS PROFESSIONAL CU
Mar 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage EAST TEXAS PROFESSIONAL CU
Jan 30, 2020	Loan Modification, Mortgage EAST TX PROF CU
Jul 20, 2018	Loan Modification, Mortgage ROGER L & DONNA G ELROD
Dec 5, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 5, 2017 · Amount on Record
Deed Sale	Dec 5, 2017 · Amount on Record
Prior Sale	Jul 20, 2015 · Amount on Record
Deed Document Number	201720344
Prior Transfer Date	Jul 17, 2015
Prior Transfer Doc	0000011748
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREGG TX
Property Address	1404 N WHATLEY RD, WHITE OAK, TX 75693-3002
Transaction Type	Mortgage
Record Updated	Aug 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012153
Date	Jul 19, 2022
Instrument	202212153

Lender

Name	EAST TEXAS PROFESSIONAL CU
Type	Credit Union
Address	LONGVIEW, TX 75608

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Jun 23, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREGG TX
Property Address	1404 N WHATLEY RD, WHITE OAK, TX 75693-3002
Transaction Type	Mortgage
Record Updated	Apr 21, 2022
Title Company	CTC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004094
Date	Mar 10, 2022
Instrument	202204094

Lender

Name	EAST TEXAS PROFESSIONAL CU
Type	Credit Union
Address	LONGVIEW, TX 75608

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2042

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Apr 1, 2025
Change Frequency	Annually
Min Rate At Change	4.75%
Max Rate At Change	6.75%
Index	10-Year TN
Margin	2
Max Rate	8.75%

January 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GREGG TX
Property Address	1404 N WHATLEY RD, WHITE OAK, TX 75693-3002
Document Number	0000004814
Instrument Date	Jan 30, 2020
Transaction Type	Mortgage
Record Updated	Jun 22, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1404 N WHATLEY RD WHITE OAK TX 756933002, WHITE OAK, TX 75693-3002

Mortgage

Document Number	0000004814
Date	Mar 25, 2020
Instrument	4814

Lender

Name	EAST TX PROF CU
Type	Credit Union
Address	LONGVIEW, TX 75608

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Mar 24, 2040

July 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GREGG TX
Property Address	1404 N WHATLEY RD, WHITE OAK, TX 75693-3002
Document Number	0000013924
Instrument Date	Jul 20, 2018
Transaction Type	Mortgage
Record Updated	Sep 12, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1404 N WHATLEY RD WHITE OAK TX 756933002, WHITE OAK, TX 75693-3002

Mortgage

Document Number	0000013924
Date	Aug 31, 2018
Instrument	13924

Lender

Name	ROGER L & DONNA G ELROD
Address	405 COUNTRY PL, LONGVIEW, TX 75605-7317

Agreement

Amount	Amount Recorded

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GREGG TX
Recording Date	Dec 5, 2017
Property Address	1404 N WHATLEY RD, WHITE OAK, TX 75693-3002
Document Number	0000020344
Instrument Date	Dec 4, 2017
Instrument	20344
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 512 WHITE OAK TX 756930512, WHITE OAK, TX 75693-0512

Tax Assessment & Valuation

Source: Gregg County assessment roll, as of October 28, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Gregg County
Municipality	White Oak City
Unified School District	White Oak Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,303.00 (+1.57%) Homeowner's exemption	$306,420 (+4.79%) Land $11,220 Building $295,200	$306,420 (+4.79%) Land $11,220 Building $295,200
2024	$3,252.00 (-6.34%)
2023	$3,472.00 Homeowner's exemption	$292,400 Land $11,550 Building $280,850	$292,400 Land $11,550 Building $280,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2016–2019)
Most Recent Claim	May 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WHITE OAK serves 6,469 people · EPA ID TX0920006
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber	1,000 / 1,000
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

Nearby Properties on N Whatley Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures