1404 N Walnut St, Normal, IL 61761 Property Records

McLean County property record for 1404 N Walnut St, Normal, IL 61761

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,688 sqft · built 1968
Lot Size	0.261 acres (11,367 sqft)
Owner	Individual Name on Record
Last Sale	$272,000 (Oct 2023)
Tax Bill	$5,937 (2024)
Deeds & Mortgages	Dec 2025 Mortgage Oct 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`14-22-305-001`

Property Details

APN / Parcel Number

Primary APN	`14-22-305-001`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,688 sqft Living Area
1st Floor Area	1,688 sqft
Basement Area	1,688 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	11,367 sqft (0.261 acres)
Lot Dimensions	140 ft deep x 80 ft wide
Garage Area	560 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1404 N WALNUT ST
City	NORMAL
State	IL
Zip	61761-1440
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	THIRD ADD NORTHGATE SUB LOT 51
Legal Range	02E
Legal Township	24N
Legal Section	22
Legal Subdivision	NORTHGATE SUB
Legal Lot Number	51
Jurisdiction	MCLEAN IL
Township / Civil Division	NORMAL
Census Block Group	2
Census Block	2001
Census Tract	106

Owner

Source: McLean County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1404 N WALNUT ST, NORMAL, IL 61761-1440
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 6, 2023	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 3, 2017	Deed of Trust, Mortgage · Conventional Mortgage MARINE BANK SPRINGFIELD
Jan 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage MARINE BANK SPRINGFIELD
Mar 2, 2019	Intrafamily Transfer, Transfer ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 2023 · Amount on Record
Deed Sale	Oct 6, 2023 · Amount on Record
Prior Sale	Jun 17, 2011 · Amount on Record
Deed Document Number	202313734
Prior Transfer Date	Dec 12, 2018
Prior Transfer Doc	0000003014
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1404 N WALNUT ST, NORMAL, IL 61761-1440
Transaction Type	Mortgage
Record Updated	Dec 26, 2025
Title Company	UNKNOWN, FTC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1404 N WALNUT ST, NORMAL, IL 61761-1440

Mortgage

Document Number	202500017793
Date	Dec 12, 2025
Instrument	2025-00017793

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Dec 1, 2035

Interest

Rate	5.37%

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Oct 6, 2023
Property Address	1404 N WALNUT ST, NORMAL, IL 61761-1440
Document Number	202300013734
Instrument Date	Sep 11, 2023
Instrument	2023-00013734
Transaction Type	Transfer
Record Updated	Oct 19, 2023
Title Company	NOT AVAILABLE, FTC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$272.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1404 N WALNUT ST, NORMAL, IL 61761-1440

Mortgage

Document Number	202300013735
Date	Oct 6, 2023
Instrument	2023-00013735

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

Interest

Rate	6.62%

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1404 N WALNUT ST, NORMAL, IL 61761-1440
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700005687
Date	Apr 3, 2017
Instrument	2017-00005687

Lender

Name	MARINE BANK SPRINGFIELD
Type	Bank
Address	SPRINGFIELD, IL 62704

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2047

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1404 N WALNUT ST, NORMAL, IL 61761-1440
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100001155
Date	Jan 15, 2021
Instrument	2021-00001155

Lender

Name	MARINE BANK SPRINGFIELD
Type	Bank
Address	SPRINGFIELD, IL 62704

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

March 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCLEAN IL
Recording Date	Mar 2, 2019
Property Address	1404 N WALNUT ST, NORMAL, IL 61761-1440
Document Number	201900003014
Instrument Date	Dec 12, 2018
Instrument	2019-00003014
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 N 3RD AVE, CHENOA, IL 61726-1503

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Normal Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$86,355 (+22.58%) Land $15,066 Building $71,289	$259,065 (+22.58%) Land $45,198 Building $213,867
2024	$5,937.00 (+7.65%)
2023	$5,515.00 (+6.53%)	$70,445 (+10.69%) Land $12,360 Building $58,085	$211,335 (+10.69%) Land $37,080 Building $174,255
2022	$5,177.00	$63,641 Land $11,166 Building $52,475	$190,923 Land $33,498 Building $157,425

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAL serves 52,736 people · EPA ID IL1130900
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

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