1404 Hovey Ave, Normal, IL 61761 Property Records

McLean County property record for 1404 Hovey Ave, Normal, IL 61761

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,232 sqft · built 1967
Lot Size	0.306 acres (13,332 sqft)
Owner	Individual Name on Record
Last Sale	$139,000 (Sep 2020)
Tax Bill	$4,437 (2024)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Mar 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`14-29-455-011`

Property Details

APN / Parcel Number

Primary APN	`14-29-455-011`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,232 sqft Living Area
1st Floor Area	1,232 sqft
Basement Area	1,232 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Roof Material	Asphalt
Lot Area	13,332 sqft (0.306 acres)
Lot Dimensions	202 ft deep x 66 ft wide
Garage Area	560 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1404 HOVEY AVE
City	NORMAL
State	IL
Zip	61761-3304
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	CARROTHERS SUB LOT 13 & 14 CAMPBELLS SUB E66 S80.3 W1/2 LOT 15 & E66 W 1/2 LOT 18
Legal Range	02E
Legal Township	24N
Legal Section	29
Legal Subdivision	CARROTHERS SUB
Legal Lot Number	13,14
Jurisdiction	MCLEAN IL
Township / Civil Division	NORMAL
Census Block Group	2
Census Block	2014
Census Tract	301

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1404 HOVEY AVE, NORMAL, IL 61761-3304
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2020	Warranty Deed, Transfer · FHA Mortgage WATERSTONE MORTGAGE CORP
Mar 20, 2018	Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2020 · Amount on Record
Deed Sale	Sep 1, 2020 · Amount on Record
Prior Sale	Oct 19, 2011 · Amount on Record
Deed Document Number	202017505
Record Updated	Oct 29, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Sep 1, 2020
Property Address	1404 HOVEY AVE, NORMAL, IL 61761-3304
Document Number	202000017505
Instrument Date	Aug 14, 2020
Instrument	2020-00017505
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	FTC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$208.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1404 HOVEY AVE, NORMAL, IL 61761-3304
Investor	Possibly a Property Investor

Mortgage

Document Number	202000017506
Date	Sep 1, 2020
Instrument	2020-00017506

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.62%

Mortgage

Document Number	202000017507
Date	Sep 1, 2020
Instrument	2020-00017507

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1404 HOVEY AVE, NORMAL, IL 61761-3304
Transaction Type	Mortgage
Record Updated	Apr 10, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800004306
Date	Mar 20, 2018
Instrument	2018-00004306

Lender

Name	FIRST STATE BANK
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Mar 14, 2023

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Change Frequency	Monthly

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Normal Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$59,653 (+21.89%) Land $11,154 Building $48,499	$178,959 (+21.89%) Land $33,462 Building $145,497
2024	$4,437.00 (+20.73%)
2023	$3,675.00	$48,941 Land $9,151 Building $39,790	$146,823 Land $27,453 Building $119,370

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1981)
Most Recent Claim	Jul 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAL serves 52,736 people · EPA ID IL1130900
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 535 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Pavlov Media, Watch TV.

Nearby Properties on Hovey Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures