1404 Freeman Ave, Chesapeake, VA 23324 Property Records

Chesapeake City property record for 1404 Freeman Ave, Chesapeake, VA 23324

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,267 sqft · built 1948
Lot Size	0.212 acres (9,235 sqft)
Owner	Individual Name on File
Last Sale	$135,000 (Jan 2005)
Tax Bill	$2,236 (2025)
Deeds & Mortgages	Oct 2022 Refinance Jan 2005 Sale & Mortgage
APN	`1590000003510`

Property Details

APN / Parcel Number

Primary APN	`1590000003510`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,267 sqft Living Area
1st Floor Area	1,267 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1948
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,235 sqft (0.212 acres)
Garage Type	Detached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	32 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1404 FREEMAN AVE
City	CHESAPEAKE
State	VA
Zip	23324-1516
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8S: RESID
Legal Description	9 GIBSON ACRES PL 2
Legal Subdivision	PORTLOCK TERRACE
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	3
Census Block	3016
Census Tract	20600

Owner

1404 Freeman Ave is owned by an individual who acquired it in July 2013.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	105 BEACON RUN, SUFFOLK, VA 23435-1375
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE LLC
Jan 11, 2005	Warranty Deed, Transfer · Conventional Mortgage FIRST HORIZON HOME LOAN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 11, 2005 · Amount on File
Deed Sale	Jan 11, 2005 · Amount on File
Prior Sale	Feb 18, 2003 · Amount on File
Deed Book / Page	5794 / 485
Last Transfer Date	Jul 15, 2013
Transfer Doc	9187/0802
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1404 FREEMAN AVE, CHESAPEAKE, VA 23324-1516
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	010608/179
Date	Oct 11, 2022
Book Page	10608/179
Instrument	220031043

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Fixed Rate

January 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Jan 11, 2005
Property Address	1404 FREEMAN AVE, CHESAPEAKE, VA 23324-1516
Document Number	005794/485
Book / Page	5794 / 485
Instrument Date	Sep 28, 2004
Transaction Type	Transfer
Record Updated	May 7, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005794487
Date	Jan 11, 2005
Instrument	5794/487

Lender

Name	FIRST HORIZON HOME LOAN

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1404 Freeman Ave was $2,236, up 5.5% from the year before.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$238,800 (+7.86%) Land $120,000 Building $118,800	$238,800 (+7.86%) Land $120,000 Building $118,800
2025	$2,236.00 (+5.52%)	$221,400 Land $115,000 Building $106,400	$221,400 Land $115,000 Building $106,400
2024	$2,119.00
2023		$193,000 (+13.53%) Land $95,000 Building $98,000	$193,000 (+13.53%) Land $95,000 Building $98,000
2022		$170,000 Land $85,000 Building $85,000	$170,000 Land $85,000 Building $85,000
2019	$1,506.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1404 Freeman Ave; there have been 20 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 23 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	20 (1981–2019)
Claims Outside the SFHA	5 of 20
Most Recent Claim	Jun 2019 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 3 claims Hurricane Isabel, Sep 2003 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1404 Freeman Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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