1404 Fairway Dr, Atwater, CA 95301 Property Records

Merced County property record for 1404 Fairway Dr, Atwater, CA 95301

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,997 sqft · built 1997
Lot Size	0.191 acres (8,312 sqft)
Owner	Individual Name on File
Tax Bill	$3,363 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Apr 2023 Second Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`004-250-009-000`

Property Details

APN / Parcel Number

Primary APN	`004-250-009-000`
Alternative APN	`004-250-009`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,997 sqft Living Area
Gross Area	2,719 sqft
1st Floor Area	1,997 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1998
Construction Type	Wood
Roof Material	Tile
Lot Area	8,312 sqft (0.191 acres)
Garage Type	Attached
Garage Area	722 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	91 sqft
Patio Area	91 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	004-250-009
Street Address	1404 FAIRWAY DR
City	ATWATER
State	CA
Zip	95301-4579
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD9
Legal Description	PAR 5 SUB #5 LOT 38
Legal Subdivision	PAR 05
Legal Lot Number	38
Jurisdiction	MERCED CA
Township / Civil Division	ATWATER
Census Block Group	2
Census Block	2006
Census Tract	802

Owner

1404 Fairway Dr is owned and occupied by an individual who acquired it in March 2025.

Source: Merced County records, as of August 21, 2026

Owner of Record	Individual Name on File
Mailing Address	1404 FAIRWAY DR, ATWATER, CA 95301-4579
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 14, 2023	Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage MERCED SCHOOL EMPLOYEES FCU
Aug 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
May 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Dec 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC
Jul 25, 2019	Deed of Trust, Mortgage · Conventional with PMI SUPREME LNDG
Mar 1, 2017	Grant Deed, Transfer · Conventional with PMI SUPREME LNDG
Mar 1, 2017	Quit Claim Deed, Transfer OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 7, 2025
Deed Sale	Mar 7, 2025
Prior Sale	Mar 1, 2017 · Amount on File
Deed Document Number	20257270
Prior Transfer Date	Jan 22, 2025
Prior Transfer Doc	0000007270
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	1404 FAIRWAY DR, ATWATER, CA 95301-4579
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1404 FAIRWAY DR, ATWATER, CA 95301-4579

Mortgage

Document Number	0000007075
Date	Mar 20, 2026
Instrument	2026007075

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCED CA
Recording Date	Apr 14, 2023
Property Address	1404 FAIRWAY DR, ATWATER, CA 95301-4579
Document Number	0000008162
Map Reference	VOL 45 PG 28-30
Instrument Date	Apr 7, 2023
Instrument	2023008162
Transaction Type	Transfer
Record Updated	May 16, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1404 FAIRWAY DR, ATWATER, CA 95301-4579

Mortgage

Document Number	0000008163
Date	Apr 14, 2023
Instrument	2023008163

Lender

Name	MERCED SCHOOL EMPLOYEES FCU
Type	Credit Union

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 14, 2038

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	1404 FAIRWAY DR, ATWATER, CA 95301-4579
Transaction Type	Mortgage
Record Updated	Sep 7, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1404 FAIRWAY DR, ATWATER, CA 95301-4579

Mortgage

Document Number	0000035362
Date	Aug 10, 2021
Instrument	2021035362

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	1404 FAIRWAY DR, ATWATER, CA 95301-4579
Transaction Type	Mortgage
Record Updated	Jul 27, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015479
Date	May 13, 2020
Instrument	2020015479

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution
Address	CLEVELAND, OH 44144

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	1404 FAIRWAY DR, ATWATER, CA 95301-4579
Transaction Type	Mortgage
Record Updated	Jul 27, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1404 FAIRWAY DR, ATWATER, CA 95301-4579

Mortgage

Document Number	0000049026
Date	Dec 18, 2020
Instrument	2020049026

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	1404 FAIRWAY DR, ATWATER, CA 95301-4579
Document Number	0000023065
Instrument Date	Jul 25, 2019
Transaction Type	Mortgage
Record Updated	Aug 23, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1404 FAIRWAY DR ATWATER CA 953014579, ATWATER, CA 95301-4579

Mortgage

Document Number	0000023065
Date	Jul 30, 2019
Instrument	23065

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 29, 2049

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Mar 1, 2017
Property Address	1404 FAIRWAY DR, ATWATER, CA 95301-4579
Document Number	0000006860
Instrument Date	Feb 24, 2017
Instrument	6860
Transaction Type	Transfer
Record Updated	Apr 11, 2017
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$297.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1404 FAIRWAY DR ATWATER CA 953014579, ATWATER, CA 95301-4579

Mortgage

Document Number	6861
Date	Mar 1, 2017
Instrument	6861

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 28, 2047

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MERCED CA
Recording Date	Mar 1, 2017
Property Address	1404 FAIRWAY DR, ATWATER, CA 95301-4579
Document Number	0000006859
Instrument Date	Feb 24, 2017
Instrument	6859
Transaction Type	Transfer
Record Updated	Apr 10, 2017
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1404 FAIRWAY DR ATWATER CA 953014579, ATWATER, CA 95301-4579

Tax Assessment & Valuation

The 2025 property tax bill for 1404 Fairway Dr was $3,363 with a homeowner's exemption, up 2.5% from the year before.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Atwater City
County	Merced County
Elementary School District	Atwater Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$319,497 (+2%) Land $53,266 Building $266,231
2025	$3,363.00 (+2.47%)	$313,233 Land $52,222 Building $261,011
2024	$3,282.00 (+2.69%)
2023	$3,196.00 (+1.14%) Homeowner's exemption	$301,073 Land $50,196 Building $250,877
2022	$3,160.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1404 Fairway Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1404 Fairway Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ATWATER serves 29,479 people · EPA ID CA2410001
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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