Minnehaha County property record for 1404 E Oak St, Sioux Falls, SD 57105
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 704 sqft · built 1954 |
| Lot Size | 0.153 acres (6,682 sqft) |
| Owner | 2 Trust Names on Record |
| Tax Bill | $2,040 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-22-27-107-012-000 |
| Primary APN | 01-22-27-107-012-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 704 sqft Finished Area |
| 1st Floor Area | 704 sqft |
| Basement Area | 704 sqft |
| Finished Basement | 352 sqft |
| Family Room | Family Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 6,682 sqft (0.153 acres) |
| Lot Dimensions | 104 ft deep x 65 ft wide |
| Garage Type | Detached |
| Garage Area | 352 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 96 sqft |
| Patio Area | 296 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 51515 |
|---|---|
| Street Address | 1404 E OAK ST |
| City | SIOUX FALLS |
| State | SD |
| Zip | 57105-4128 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 14 BLOCK 1 WARREN`S ADDN TO CITY OF SIOUX FALLS |
| Legal Subdivision | WARREN`S ADDN |
| Legal Block | 1 |
| Legal Lot Number | 14 |
| Jurisdiction | MINNEHAHA SD |
| Township / Civil Division | SIOUX FALLS |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 1700 |
Source: Minnehaha County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on Record |
|---|---|
| Mailing Address | 1404 E OAK ST, SIOUX FALLS, SD 57105-4128 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Corporate Trust |
| Date | Document |
|---|---|
| Dec 15, 2020 | Deed of Trust, Mortgage · Stand-Alone First Mortgage PLAINS COMMERCE BANK |
| Dec 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PLAINS COMMERCE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MINNEHAHA SD |
| Property Address | 1404 E OAK ST, SIOUX FALLS, SD 57105-4128 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2023 |
| Name | Verified Name |
|---|
| Document Number | 1908MTG/266 |
|---|---|
| Date | Dec 15, 2020 |
| Book Page | 1908 MTG/266 |
| Name | PLAINS COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MINNEHAHA SD |
| Property Address | 1404 E OAK ST, SIOUX FALLS, SD 57105-4128 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2023 |
| Name | Verified Name |
|---|
| Document Number | 1908MTG/265 |
|---|---|
| Date | Dec 15, 2020 |
| Book Page | 1908 MTG/265 |
| Name | PLAINS COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
Source: Minnehaha County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Minnehaha County |
| Municipality | Sioux Falls City |
| Unified School District | Sioux Falls School District 49-5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $145,482 (-1.1%) Land $30,263 Building $115,219 | $145,482 Land $30,263 Building $115,219 | |
| 2025 | $2,040.00 | $147,100 (+4.77%) Land $30,600 Building $116,500 | |
| 2024 | $2,040.00 (+1.69%) | $140,400 (+7.34%) Land $30,600 Building $109,800 | |
| 2022 | $2,006.00 | $130,800 Land $25,800 Building $105,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2024 · Severe Storms, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of South Dakota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SIOUX FALLS serves 216,462 people · EPA ID SD4600294 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Bluepeak Fiber | 5,000 / 5,000 |
| Midco Fiber · Cable in parts of the area | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
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