1404 E Main St, Cottage Grove, OR 97424 Property Records

Lane County property record for 1404 E Main St, Cottage Grove, OR 97424

Property Summary

Property Type	Commercial Vacant Land
Lot Size	0.219 acres (9,583 sqft)
Owner	Company Name on File
Last Sale	$1,006,570 (Jul 1993)
Tax Bill	$1,783 (2025)
Deeds & Mortgages	Jun 2020 Sale Dec 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`20-03-28-41-04500-000`

Property Details

APN / Parcel Number

Primary APN	`20-03-28-41-04500-000`
Alternative APN	`0898229`

Exterior

Lot Area	9,583 sqft (0.219 acres)

Location & Zoning

Account Number	0898229
Street Address	1404 E MAIN ST
City	COTTAGE GROVE
State	OR
Zip	97424
Property Category	Commercial
Property Type	Vacant Land > Commercial
Local Zoning Code	C2P-COMMUNITY COMMERCIAL
Legal Description	SEC/TWN/RNG/MER:SEC 28 TWN 20 RNG 03
Legal Range	03W
Legal Township	20S
Legal Section	28
Legal Quarter	SE
Quarter-Quarter Section	NE
Legal Subdivision	CA PERKINS SUBURBAN ADD
Legal Lot Number	4500
Jurisdiction	LANE OR
Township / Civil Division	COTTAGE GROVE
Census Block Group	2
Census Block	2035
Census Tract	1301

Owner

1404 E Main St, commercial vacant land, is owned by a company that bought it in July 1993.

Source: Lane County records, as of October 27, 2025

Owner of Record	Company Name on File
Mailing Address	PO BOX 800729, DALLAS, TX 75380-0729
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2020	Grant Deed, Transfer FIRST NATIONAL R/E SERVICES LLC, FIRST NAT'L R/E SVCS LLC
Dec 29, 2017	Loan Modification, Mortgage · Line of Credit CREDIT SUISSE AG CAYMAN ISS BR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 1993 · Amount on File
Deed Sale	Jul 8, 1993 · Amount on File
Deed Document Number	9304443800
Record Updated	Jun 8, 2026

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LANE OR
Recording Date	Jun 10, 2020
Property Address	1404 E MAIN ST, COTTAGE GROVE, OR 97424
Document Number	0000029521
Instrument Date	Jun 8, 2020
Instrument	29521
Transaction Type	Transfer
Record Updated	Jun 19, 2020
Title Company	FIRST NATIONAL R/E SERVICES LLC, FIRST NAT'L R/E SVCS LLC

Transaction

Amount	Amount on Record
Tax	$6,400.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	250 E PARKCENTER BLVD BOISE ID 837063940, BOISE, ID 83706-3940

December 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LANE OR
Recording Date	Dec 29, 2017
Property Address	1404 E MAIN ST, COTTAGE GROVE, OR 97424
Instrument Date	Dec 21, 2017
Instrument	63769
Transaction Type	Mortgage
Record Updated	Jan 9, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	250 E PARKCENTER BLVD BOISE ID 837063940, BOISE, ID 83706-3940
Investor	Possibly a Property Investor

Mortgage

Document Number	0000063769
Date	Dec 29, 2017
Instrument	63769

Lender

Name	CREDIT SUISSE AG CAYMAN ISS BR
Type	Funding / Finance Company
Address	11 MADISON AVE # 23RD, NEW YORK, NY 10010-3643

Agreement

Type	Line of Credit
Term	60 Months
Due	Dec 28, 2022

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1404 E Main St was $1,783.

Source: Lane County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Cottage Grove City
Unified School District	South Lane School District 45J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,783.00	$97,620	$327,198 Land $327,198
2023	$1,700.00 (+4.04%)	$92,017 (+3%)	$327,198 (+36%) Land $327,198
2022	$1,634.00	$89,337	$240,587 Land $240,587

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1404 E Main St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (1981–1984)
Most Recent Claim	Feb 1984 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1404 E Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COTTAGE GROVE serves 10,879 people · EPA ID OR4100236
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	8 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
DFN Fiber	2,500 / 2,500
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Hunter Communications Fixed Wireless · Fiber in parts of the area	200 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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