1404 E Graham Ranch Trl, Payson, AZ 85541 Property Records

Gila County property record for 1404 E Graham Ranch Trl, Payson, AZ 85541

Property Summary

Property Type	Single Family Home
Details	1,985 sqft
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$116,000 (Feb 2018)
Tax Bill	$2,737 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Feb 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`302-23-045G`

Property Details

APN / Parcel Number

Primary APN	`302-23-045G`
Alternative APNs	`R020903` `020903`

Interior

Stories	2 Stories
Building Area	1,985 sqft Living Area
1st Floor Area	993 sqft

Exterior

Roof Material	Asbestos
Lot Area	43,560 sqft (1 acres)
Porch	Porch
Canopy	195 sqft

Location & Zoning

Account Number	R020903
Street Address	1404 E GRAHAM RANCH TRL
City	PAYSON
State	AZ
Zip	85541-4101
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION: 35 TOWNSHIP: 11N RANGE: 10E LOT 4 , GRAHAM RANCH CIRCLE , PLAT 661-661B; SEC 35 T11N R10E;=1.00 AC(OUT OF
Legal Range	10E
Legal Township	11N
Legal Section	35
Legal Subdivision	NE PAYSON METES & BOUNDS
Legal Lot Number	4
Jurisdiction	GILA AZ
Township / Civil Division	PAYSON
Census Block Group	3
Census Block	3028
Census Tract	400

Owner

Source: Gila County records, as of December 4, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1404 E GRAHAM RANCH TRL, PAYSON, AZ 85541-4101
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2019	Deed of Trust, Mortgage DECORAH BK&TR
Feb 4, 2019	Deed of Trust, Mortgage DECORAH BK&TR
May 21, 2018	Trustee's Deed, Construction Loan · Construction Mortgage DECORAH BK&TR
Feb 15, 2018	Warranty Deed, Transfer PIONEER TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 15, 2018 · Amount on Record
Deed Sale	Feb 15, 2018 · Amount on Record
Prior Sale	Nov 13, 2006 · Amount on Record
Deed Document Number	2018-001391
Record Updated	Jun 8, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILA AZ
Property Address	1404 E GRAHAM RANCH TRL, PAYSON, AZ 85541-4101
Document Number	0000014001
Instrument Date	Dec 20, 2019
Transaction Type	Mortgage
Record Updated	Jan 21, 2020
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 214 CRESCO IA 521360214, CRESCO, IA 52136-0214

Mortgage

Document Number	0000014001
Date	Dec 20, 2019
Instrument	14001

Lender

Name	DECORAH BK&TR
Type	Bank
Address	DECORAH, IA 52101

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 19, 2049

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILA AZ
Property Address	1404 E GRAHAM RANCH TRL, PAYSON, AZ 85541-4101
Document Number	0000001519
Instrument Date	Feb 4, 2019
Transaction Type	Mortgage
Record Updated	Mar 11, 2019
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 214 CRESCO IA 521360214, CRESCO, IA 52136-0214

Mortgage

Document Number	0000001519
Date	Feb 8, 2019
Instrument	1519

Lender

Name	DECORAH BK&TR
Type	Bank
Address	DECORAH, IA 52101

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 7, 2049

May 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	GILA AZ
Recording Date	May 21, 2018
Property Address	1404 E GRAHAM RANCH TRL, PAYSON, AZ 85541-4101
Instrument Date	May 18, 2018
Instrument	5472
Transaction Type	Construction Loan
Record Updated	Jun 29, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 214 CRESCO IA 521360214, CRESCO, IA 52136-0214

Mortgage

Document Number	0000005472
Date	May 21, 2018
Instrument	5472

Lender

Name	DECORAH BK&TR
Type	Bank
Address	DECORAH, IA 52101

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 20, 2019

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILA AZ
Recording Date	Feb 15, 2018
Property Address	1404 E GRAHAM RANCH TRL, PAYSON, AZ 85541-4101
Document Number	0000001391
Instrument Date	Feb 14, 2018
Instrument	1391
Transaction Type	Transfer
Record Updated	Mar 7, 2018
Title Company	PIONEER TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$116.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3756 N SUTTERS WAY COEUR D ALENE ID 838159140, COEUR D ALENE, ID 83815-9140

Tax Assessment & Valuation

Source: Gila County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Gila County
Municipality	Payson Town
Unified School District	Payson Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$54,655 (+0.35%) Land $12,382 Building $42,273	$546,550 (+0.35%) Land $123,819 Building $422,731
2025	$2,737.00 (+7.21%)
2024		$54,463 Land $13,129 Building $41,334	$544,624 Land $131,286 Building $413,338
2023	$2,553.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (1993–2006)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2006 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 72% of Arizona
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PAYSON serves 17,682 people · EPA ID AZ0404032
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber	1,000 / 1,000
Optimum Cable	940 / 35

May also be available: AT&T, Verizon.

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