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1404 E 9th St, Panama City, FL 32401 Property Records

Bay County property record for 1404 E 9th St, Panama City, FL 32401

Property Summary

Property TypeSingle Family Home
Details4 bd · 1,504 sqft · built 1962
Lot Size0.221 acres (9,626 sqft)
OwnerIndividual Name on Record
Last Sale$130,000 (Sep 2026)
Tax Bill$1,926 (2025)
Deeds & MortgagesSep 2026 Sale
Apr 2026 Foreclosure
Flood ZoneZone X (minimal risk)
APN16238-000-000

Property Details

APN / Parcel Number

Primary APN16238-000-000

Interior

Bedrooms4 Beds
Stories1 Story
Building Area1,504 sqft Living Area
1st Floor Area1,504 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1972
Exterior MaterialConcrete Block/Stucco
Roof TypeGable/Hip
Roof MaterialOther
Lot Area9,626 sqft (0.221 acres)
Lot Dimensions138 ft deep x 70 ft wide
Garage TypeDetached
Garage Area576 sqft
DrivewayDriveway
Driveway Area1,840 sqft
PorchSlab
Porch Area69 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1404 E 9TH ST
CityPANAMA CITY
StateFL
Zip32401-4233
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRLD1
Legal Description1ST ADD TO OLD ORCHARD 105A3 LOT 13 & W 15 OF LOT 12 BLK 5 13.1 ORB 1309 P 739
Legal Range14W
Legal Township04S
Legal Section03
Legal Subdivision1ST ADD TO OLD ORCHARD
Legal Block5
Legal Lot Number13,12
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group2
Census Block2027
Census Tract1700

Owner

Source: Bay County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1 GARDNER DR, PORT JERVIS, NY 12771-3116
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 22, 2026Special Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Apr 27, 2026Deed in Lieu of Foreclosure, Foreclosure
NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 22, 2026 · Amount on Record
Deed SaleSep 22, 2026 · Amount on Record
Prior SaleApr 27, 2026 · Amount on Record
Deed Document Number202658661
Deed Book / Page5081 / 305
Prior Transfer DateFeb 27, 2026
Prior Transfer Doc0000024829
Record UpdatedOct 29, 2026

September 2026: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionBAY FL
Recording DateSep 22, 2026
Property Address1404 E 9TH ST, PANAMA CITY, FL 32401-4233
Document Number0000058661
Book / Page5081 / 305
Instrument DateSep 16, 2026
Instrument202658661
Transaction TypeTransfer
Record UpdatedOct 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$91,910.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1 GARDNER DR, PORT JERVIS, NY 12771-3116

April 2026: Deed in Lieu of Foreclosure, Foreclosure

Document TypeDeed in Lieu of Foreclosure
JurisdictionBAY FL
Recording DateApr 27, 2026
Property Address1404 E 9TH ST, PANAMA CITY, FL 32401-4233
Document Number0000024829
Book / Page5027 / 2132
Instrument DateFeb 27, 2026
Instrument202624829
Transaction TypeForeclosure
Record UpdatedAug 28, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$139,137.60
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityPanama City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,926.00 (+218.35%)$102,970 (+72.21%) Land $20,854 Building $82,116$102,970 (+14.96%) Land $20,854 Building $82,116
2024$605.00 (-10.5%)
2023$676.00 (-7.65%) Homeowner's exemption$59,793 (+3%)$89,568 (+9.95%) Land $17,836 Building $71,732
2022$732.00 Homeowner's exemption$58,051$81,460 Land $15,778 Building $65,682

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims4 (1983–2018)
Claims Outside the SFHA4 of 4
Most Recent ClaimOct 2018 · Hurricane Michael

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPANAMA CITY WATER SYSTEM
serves 34,345 people · EPA ID FL1030517
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionFeb 2026
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · Fiber in parts of the area		100 / 20

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