1404 Division St, Port Huron, MI 48060 Property Records

St. Clair County property record for 1404 Division St, Port Huron, MI 48060

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,039 sqft · built 1930
Lot Size	0.232 acres (10,106 sqft)
Owner	Individual Name on Record
Last Sale	$96,000 (Sep 2020)
Tax Bill	$2,183 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-06-562-0052-000`

Property Details

APN / Parcel Number

Primary APN	`74-06-562-0052-000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	2,039 sqft Living Area
1st Floor Area	1,176 sqft
Basement Area	1,176 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Lot Area	10,106 sqft (0.232 acres)
Lot Dimensions	132 ft deep x 76.5 ft wide
Garage Area	300 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1404 DIVISION ST
City	PORT HURON
State	MI
Zip	48060-6177
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOTS 1, 2 & 3 BLK F INCL N 1/2 VAC ALLEY ADJ VICTORIA PETIT PLAT
Legal Subdivision	VICTORIA PETIT PLAT
Legal Block	F
Legal Lot Number	1-3
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	PORT HURON
Census Block Group	2
Census Block	2016
Census Tract	621000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1404 DIVISION ST, PORT HURON, MI 48060-6177
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2020 · Amount on Record
Deed Sale	Sep 25, 2020 · Amount on Record
Prior Sale	Dec 1, 2008 · Amount on Record
Deed Document Number	202023068
Deed Book / Page	5244 / 883
Prior Transfer Date	Nov 2, 2009
Prior Transfer Doc	003995/756
Record Updated	Oct 29, 2026

September 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Sep 25, 2020
Property Address	1404 DIVISION ST, PORT HURON, MI 48060-6177
Document Number	0005244883
Book / Page	5244 / 883
Map Reference	LB 13 PG 130
Instrument Date	Sep 4, 2020
Instrument	2020023068
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 12, 2022
Title Company	TRANSNATION TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$720.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4445 RATTLE RUN RD, 4445, SAINT CLAIR, MI 48079-4725

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1404 DIVISION ST, PORT HURON, MI 48060-6177

Mortgage

Document Number	2020023069
Date	Sep 25, 2020
Instrument	2020023069

Lender

Name	MICHIGAN MUTUAL INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	Port Huron City
Unified School District	Port Huron Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$72,800 (+5.66%)	$145,600 (+5.66%)
2025	$2,183.00 (+2.73%) Homeowner's exemption	$68,900 (+19.83%)
2024	$2,125.00 (+19.31%)		$137,800 (+19.83%)
2023		$57,500
2022	$1,781.00		$115,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PORT HURON serves 28,983 people · EPA ID MI0005480
Water Source	Surface water
Last State Inspection	Nov 2021
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 824 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20