1404 Davis St, Watertown, WI 53098 Property Records

Dodge County property record for 1404 Davis St, Watertown, WI 53098

Property Summary

Property Type	Single Family Home
Lot Size	0.201 acres (8,756 sqft)
Owner	Individual Name on Record
Last Sale	$151,800 (Feb 2020)
Deeds & Mortgages	Dec 2023 Line of Credit Feb 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`291-0915-3312-033`

Property Details

APN / Parcel Number

Primary APN	`291-0915-3312-033`
Alternative APNs	`29114530000002` `291145300002`

Exterior

Lot Area	8,756 sqft (0.201 acres)

Location & Zoning

Old Parcel Number	29114530000002
Street Address	1404 DAVIS ST
City	WATERTOWN
State	WI
Zip	53098-1910
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THAT PT LOT 4 BLK 14 LOUNSBURYS 2ND ADD AS DESC IN V722 P228
Legal Range	15E
Legal Township	09N
Legal Section	33
Legal Quarter	NE
Quarter-Quarter Section	NW
Legal Subdivision	LOUNSBURYS 2ND ADD
Legal Block	14
Legal Lot Number	4
Jurisdiction	DODGE WI
Township / Civil Division	WATERTOWN
Census Block Group	3
Census Block	3028
Census Tract	961900

Owner

Source: Dodge County records, as of February 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1404 DAVIS ST, WATERTOWN, WI 53098-1910
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2023	Deed of Trust, Mortgage · Line of Credit SUMMIT CU
Feb 18, 2020	Warranty Deed, Transfer · Conventional Mortgage SUMMIT CU
Dec 21, 2018	Warranty Deed, Transfer · ARM FOX COMMUNITIES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 18, 2020 · Amount on Record
Deed Sale	Feb 18, 2020 · Amount on Record
Prior Sale	Dec 21, 2018 · Amount on Record
Deed Document Number	1285989
Record Updated	Jun 8, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DODGE WI
Property Address	1404 DAVIS ST, WATERTOWN, WI 53098-1910
Transaction Type	Mortgage
Record Updated	Jan 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001343458
Date	Dec 20, 2023
Instrument	1343458

Lender

Name	SUMMIT CU
Type	Credit Union
Address	COTTAGE GROVE, WI 53527

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 19, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DODGE WI
Recording Date	Feb 18, 2020
Property Address	1404 DAVIS ST, WATERTOWN, WI 53098-1910
Document Number	0001285989
Instrument Date	Feb 14, 2020
Instrument	1285989
Transaction Type	Transfer
Record Updated	Feb 8, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$455.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1404 DAVIS ST, WATERTOWN, WI 53098-1910

Mortgage

Document Number	0001285990
Date	Feb 18, 2020
Instrument	1285990

Lender

Name	SUMMIT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DODGE WI
Recording Date	Dec 21, 2018
Property Address	1404 DAVIS ST, WATERTOWN, WI 53098-1910
Document Number	0001270909
Instrument Date	Dec 19, 2018
Instrument	1270909
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	FRONTIER TITLE AND CLOSING SERVICES, FRONTIER TITLE AND CLOSING S

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$469.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1404 DAVIS ST, WATERTOWN, WI 53098-1910

Mortgage

Document Number	0001270910
Date	Dec 21, 2018
Instrument	1270910

Lender

Name	FOX COMMUNITIES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Type Change Date	Jan 1, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.12%
Index	1-Year LIBOR
Max Rate	10.2%

Tax Assessment & Valuation

Source: Dodge County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Dodge County
Municipality	Watertown City
Unified School District	Watertown School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value
2025	$225,700 (+19.1%) Land $41,200 Building $184,500
2023	$189,500 Land $32,900 Building $156,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 29, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1978–2008)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERTOWN WATERWORKS serves 23,945 people · EPA ID WI1280044
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	15 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Bertram Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Netwurx, Verizon.

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