Franklin County property record for 1404 Chatuga Way, Wake Forest, NC 27587
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2.5 ba · 1,640 sqft · built 2016 |
| Lot Size | 0.05 acres (2,178 sqft) |
| Owner | Individual Name on File |
| Last Sale | $295,000 (Feb 2022) |
| Tax Bill | $3,153 (2025) |
| Deeds & Mortgages | Mar 2020 Mortgage Jan 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1842-53-1793 |
| Primary APN | 1842-53-1793 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,640 sqft Total Area |
| Basement Area | 684 sqft |
| Finished Basement | 684 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Townhouse |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 2,178 sqft (0.05 acres) |
| Terrain | Rolling |
| Garage Type | Attached - Finished |
| Garage Area | 240 sqft |
| Porch | Slab |
| Porch Area | 56 sqft |
| Patio Area | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Connected |
| Street Address | 1404 CHATUGA WAY |
|---|---|
| City | WAKE FOREST |
| State | NC |
| Zip | 27587-8344 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | CU R5 |
| Legal Subdivision | TWIN CREEK TOWNHOMES BLK Q LOT |
| Legal Lot Number | 55 |
| Jurisdiction | FRANKLIN NC |
| Township / Civil Division | YOUNGSVILLE |
| Census Block Group | 3 |
| Census Block | 3039 |
| Census Tract | 60501 |
1404 Chatuga Way, a townhouse, is owned and occupied by an individual who bought it in February 2022.
Source: Franklin County records, as of November 11, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1404 CHATUGA WAY, WAKE FOREST, NC 27587-8344 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 20, 2020 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Jan 13, 2021 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Feb 25, 2022 | Warranty Deed, Transfer · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 25, 2022 · Amount on File |
| Deed Sale | Feb 25, 2022 · Amount on File |
| Prior Sale | Apr 1, 2016 · Amount on File |
| Deed Document Number | 202210057904 |
| Deed Book / Page | 2292 / 295 |
| Prior Transfer Date | Feb 16, 2022 |
| Prior Transfer Doc | 0022920295 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN NC |
| Property Address | 1404 CHATUGA WAY, WAKE FOREST, NC 27587-8344 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0022040799 |
|---|---|
| Date | Mar 20, 2020 |
| Book Page | 2204/799 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN NC |
| Property Address | 1404 CHATUGA WAY, WAKE FOREST, NC 27587-8344 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0022380880 |
|---|---|
| Date | Jan 13, 2021 |
| Book Page | 2238/880 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | SHAWNEE, KS 66203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN NC |
| Recording Date | Feb 25, 2022 |
| Property Address | 1404 CHATUGA WAY, WAKE FOREST, NC 27587-8344 |
| Document Number | 0022920295 |
| Book / Page | 2292 / 295 |
| Instrument Date | Feb 16, 2022 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $590.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1404 CHATUGA WAY, WAKE FOREST, NC 27587-8344 |
| Document Number | 0002292297 |
|---|---|
| Date | Feb 25, 2022 |
| Instrument | 2292/297 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
The 2025 property tax bill for 1404 Chatuga Way was $3,153.
Source: Franklin County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Franklin County |
| Municipality | Wake Forest Town |
| Unified School District | Franklin County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,153.00 | $329,020 Land $78,490 Building $250,530 | $329,020 Land $78,490 Building $250,530 |
| 2023 | $2,329.00 | $172,040 Land $34,500 Building $137,540 | $172,040 Land $34,500 Building $137,540 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1404 Chatuga Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1404 Chatuga Way is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: Brightspeed.
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