1404 Carriage Oak Ct, Ocoee, FL 34761 Property Records

Orange County property record for 1404 Carriage Oak Ct, Ocoee, FL 34761

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,584 sqft · built 1987
Lot Size0.244 acres (10,617 sqft)
OwnerIndividual Name on Record
Last Sale$330,000 (Dec 2022)
Tax Bill$5,827 (2025)
Deeds & MortgagesDec 2022 Sale & Mortgage
Nov 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN10-22-28-1205-00-260

Property Details

APN / Parcel Number

Primary APN10-22-28-1205-00-260
Alternative APNs
  • 282210120500260
  • 231949
  • 236787
  • 241357

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,584 sqft Living Area
Gross Area2,482 sqft
1st Floor Area1,584 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,617 sqft (0.244 acres)
Garage TypeAttached
Garage Area506 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchFlorida Room
Porch Area392 sqft
Shed1 Shed
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address1404 CARRIAGE OAK CT
CityOCOEE
StateFL
Zip34761-1441
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1A
Legal DescriptionCARRIAGE OAKS 18/40 LOT 26
Legal Range28E
Legal Township22S
Legal Section10
Legal SubdivisionCARRIAGE OAKS
Legal Tract1205
Legal Lot Number26
JurisdictionORANGE FL
Township / Civil DivisionWINTER GARDEN-OCOEE
Census Block Group2
Census Block2008
Census Tract15005

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1404 CARRIAGE OAK CT, OCOEE, FL 34761-1441
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Dec 5, 2022Warranty Deed, Transfer · FHA Mortgage
AMERIFIRST FINANCIAL CORP
Nov 8, 2017Deed of Trust, Mortgage · Line of Credit
REGIONS BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 5, 2022 · Amount on Record
Deed SaleDec 5, 2022 · Amount on Record
Prior SaleJul 19, 1997 · Amount on Record
Deed Document Number2022728188
Record UpdatedOct 29, 2026

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateDec 5, 2022
Property Address1404 CARRIAGE OAK CT, OCOEE, FL 34761-1441
Document Number0000728188
Map ReferenceMB 18 PG 40
Instrument DateOct 18, 2022
Instrument20220728188
Transaction TypeTransfer
Record UpdatedDec 21, 2022
Title CompanyINNOVATIVE TITLE SERVICES I LLC, INNOVATIVE TITLE SVCS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,310.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1404 CARRIAGE OAK CT, OCOEE, FL 34761-1441

Transferred To (Grantee/Buyer)

NameVerified Name
Address1404 CARRIAGE OAK CT, OCOEE, FL 34761-1441

Mortgage

Document Number0000728189
DateDec 5, 2022
Instrument20220728189
Lender
NameAMERIFIRST FINANCIAL CORP
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term359 Months
DueNov 1, 2052

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address1404 CARRIAGE OAK CT, OCOEE, FL 34761-1441
Document Number0000639653
Instrument DateNov 8, 2017
Transaction TypeMortgage
Record UpdatedAug 28, 2018
Title CompanyTITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1404 CARRIAGE OAK CT OCOEE FL 347611441, OCOEE, FL 34761-1441

Mortgage

Document Number0000639653
DateNov 27, 2017
Instrument639653
Lender
NameREGIONS BK
TypeBank
AddressBIRMINGHAM, AL 35211
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueNov 26, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
MunicipalityOcoee City
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$304,620 (-2.26%) Land $90,000 Building $214,620$304,620 (-2.26%) Land $90,000 Building $214,620
2025$5,827.00 (+6.39%)$311,650 (+9.21%) Land $90,000 Building $221,650$311,650 (+9.21%) Land $90,000 Building $221,650
2024$5,477.00 (+5.35%)
2023$5,199.00 (+25.94%)$285,375 (+12.03%) Land $90,000 Building $195,375$285,375 (+12.03%) Land $90,000 Building $195,375
2022$4,128.00$254,721 Land $90,000 Building $164,721$254,721 Land $90,000 Building $164,721

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims1 (2018)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCOEE, CITY OF (2 WPS)
serves 34,000 people · EPA ID FL3480204
Water SourceGroundwater
Last State InspectionDec 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

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