1404 Carleton Cir, Naperville, IL 60565 Property Records

DuPage County property record for 1404 Carleton Cir, Naperville, IL 60565

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,680 sqft · built 1986
Lot Size0.3 acres (13,068 sqft)
Owner2 Individual Names on Record
Tax Bill$7,358 (2025)
Deeds & MortgagesFeb 2026 Reverse Mortgage
Apr 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN08-33-306-034

Property Details

APN / Parcel Number

Primary APN08-33-306-034

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,680 sqft Living Area
Gross Area2,546 sqft
1st Floor Area866 sqft
2nd Floor Area814 sqft
Basement Area866 sqft

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Exterior MaterialWood Siding
Lot Area13,068 sqft (0.3 acres)
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address1404 CARLETON CIR
CityNAPERVILLE
StateIL
Zip60565-2987
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionUNIVERSITY HEIGHTS UNIT 3A SUB & PUD ALL
Legal SubdivisionUNIVERSITY HEIGHTS UNIT 3A SUB
Legal Lot Number871
Legal Unit3
JurisdictionDU PAGE IL
Township / Civil DivisionLISLE
Census Block Group1
Census Block1002
Census Tract846201

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1404 CARLETON CIR, NAPERVILLE, IL 60565-2987
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 27, 2026Deed of Trust, Mortgage · Reverse Mortgage
FINANCE OF AMERICA REVERSE LLC
Apr 13, 2018Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJul 14, 2000
Transfer Doc0000114955
Record UpdatedSep 20, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address1404 CARLETON CIR, NAPERVILLE, IL 60565-2987
Transaction TypeMortgage
Record UpdatedMar 18, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1404 CARLETON CIR, NAPERVILLE, IL 60565-2987

Mortgage

Document Number0000012628
DateFeb 27, 2026
InstrumentR2026-012628
Lender
NameFINANCE OF AMERICA REVERSE LLC
TypeReverse Mortgage Lender
AddressTULSA, OK 74133
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term977 Months
DueJul 13, 2107
Interest
Rate TypeAdjustable Rate
Rate5.87%
AdjustableAdjustable Rate Rider
Type Change DateApr 1, 2026
Change FrequencyMonthly
Index1-Year T-Bill
Max Rate10.8%

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address1404 CARLETON CIR, NAPERVILLE, IL 60565-2987
Document Number0000033508
Instrument DateApr 13, 2018
Transaction TypeMortgage
Record UpdatedMay 2, 2018
Title CompanyRAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1404 CARLETON CIR NAPERVILLE IL 605652987, NAPERVILLE, IL 60565-2987

Mortgage

Document Number0000033508
DateApr 19, 2018
Instrument33508
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 18, 2048
Interest
Rate TypeFixed Rate
Rate4.5%

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionLisle Township
MunicipalityNaperville City
Unified School DistrictNaperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,358.00 (+12.94%)$142,093 (+27.23%) Land $61,884 Building $80,209$426,279 (+27.23%) Land $185,652 Building $240,627
2022$6,515.00 Homeowner's exemption Senior Citizen's exemption$111,680 Land $48,640 Building $63,040$335,040 Land $145,920 Building $189,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPERVILLE
serves 156,406 people · EPA ID IL0434670
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionSep 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

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