Richland County property record for 1404 Beechfern Cir, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,840 sqft · built 2014 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $401,000 (Dec 2021) |
| Deeds & Mortgages | May 2021 Mortgage Apr 2021 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25815-01-06 |
| Primary APN | 25815-01-06 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,840 sqft Heated Area |
| Gross Area | 3,619 sqft |
| 1st Floor Area | 1,538 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 12,632 sqft (0.29 acres) |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 299 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 02078450 |
|---|---|
| Street Address | 1404 BEECHFERN CIR |
| City | ELGIN |
| State | SC |
| Zip | 29045-6403 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | LOT 38 90.1X153.8X75.1X149.2 #SU THE PARK PH 2 #PR RB 1875-2256 RB1932-1878 |
| Legal Subdivision | THE PARK @ WOODCREEK |
| Legal Lot Number | 38,90 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | PONTIAC |
| Census Block Group | 2 |
| Census Block | 2049 |
| Census Tract | 11407 |
Source: Richland County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1404 BEECHFERN CIR, ELGIN, SC 29045-6403 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 3, 2021 | Deed of Trust, Mortgage · VA Mortgage NORTH AMERICAN SAVINGS BANK FSB |
| Apr 30, 2021 | Deed of Trust, Mortgage · VA Mortgage NORTH AMERICAN SAVINGS BANK FSB |
| Dec 16, 2021 | Warranty Deed, Transfer · VA Mortgage NAVY FCU |
| Sep 19, 2020 | Grant Deed, Transfer · VA Mortgage SUCCESS MTG PTRS |
| Jun 20, 2019 | Deed of Trust, Mortgage · VA Mortgage NATIONS LNDG |
| Sep 10, 2018 | Deed of Trust, Mortgage · VA Mortgage FLAGSTAR BK |
| Jan 5, 2018 | Quit Claim Deed, Mortgage · VA Mortgage NEW DAY FIN'L |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 16, 2021 · Amount on Record |
| Deed Sale | Dec 16, 2021 · Amount on Record |
| Prior Sale | Jan 5, 2018 |
| Deed Document Number | 202183428 |
| Deed Book / Page | 2698 / 864 |
| Prior Transfer Date | Dec 27, 2017 |
| Prior Transfer Doc | 0022720299 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 1404 BEECHFERN CIR, ELGIN, SC 29045-6403 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1404 BEECHFERN CIR, ELGIN, SC 29045-6403 |
| Investor | Possibly a Property Investor |
| Document Number | 0026130696 |
|---|---|
| Date | May 3, 2021 |
| Book Page | 2613/696 |
| Instrument | 2021026886 |
| Name | NORTH AMERICAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | GRANDVIEW, MO 64030 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 1404 BEECHFERN CIR, ELGIN, SC 29045-6403 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1404 BEECHFERN CIR, ELGIN, SC 29045-6403 |
| Investor | Possibly a Property Investor |
| Document Number | 0026121596 |
|---|---|
| Date | Apr 30, 2021 |
| Book Page | 2612/1596 |
| Instrument | 2021026390 |
| Name | NORTH AMERICAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | GRANDVIEW, MO 64030 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Dec 16, 2021 |
| Property Address | 1404 BEECHFERN CIR, ELGIN, SC 29045-6403 |
| Document Number | 0026980864 |
| Book / Page | 2698 / 864 |
| Map Reference | MB 1722 PG 3199 |
| Instrument Date | Dec 1, 2021 |
| Instrument | 2021083428 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,042.60 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1404 BEECHFERN CIR, ELGIN, SC 29045-6403 |
| Document Number | 2021083429 |
|---|---|
| Date | Dec 16, 2021 |
| Instrument | 2021083429 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Sep 19, 2020 |
| Property Address | 1404 BEECHFERN CIR, ELGIN, SC 29045-6403 |
| Document Number | 2530/3046 |
| Book / Page | 002530 / 003046 |
| Instrument Date | Sep 3, 2020 |
| Instrument | 49243 |
| Transaction Type | Transfer |
| Record Updated | Nov 26, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,491.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2124 HEATHS LN ELGIN SC 290458016, ELGIN, SC 29045-8016 |
| Document Number | 2530/3052 |
|---|---|
| Date | Sep 19, 2020 |
| Book Page | 002530/003052 |
| Instrument | 49244 |
| Name | SUCCESS MTG PTRS |
|---|---|
| Type | Mortgage Company |
| Address | PLYMOUTH, MI 48170 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 18, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 1404 BEECHFERN CIR, ELGIN, SC 29045-6403 |
| Document Number | 2406/2846 |
| Instrument Date | Jun 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2019 |
| Title Company | NATIONS LENDING, NATIONS LNDG |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1404 BEECHFERN CIR ELGIN SC 290456403, ELGIN, SC 29045-6403 |
| Document Number | 2406/2846 |
|---|---|
| Date | Jul 1, 2019 |
| Book Page | 002406/002846 |
| Instrument | 46685 |
| Name | NATIONS LNDG |
|---|---|
| Address | INDEPENDENCE, OH 44131 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | Jun 30, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 1404 BEECHFERN CIR, ELGIN, SC 29045-6403 |
| Document Number | 2336/1410 |
| Instrument Date | Sep 10, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2018 |
| Title Company | ADVANTAGE TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1404 BEECHFERN CIR ELGIN SC 290456403, ELGIN, SC 29045-6403 |
| Document Number | 2336/1410 |
|---|---|
| Date | Sep 19, 2018 |
| Book Page | 002336/001410 |
| Instrument | 67646 |
| Name | FLAGSTAR BK |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098-2639 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 18, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Jan 5, 2018 |
| Property Address | 1404 BEECHFERN CIR, ELGIN, SC 29045-6403 |
| Document Number | 2272/0299 |
| Book / Page | 002272 / 000299 |
| Instrument Date | Dec 27, 2017 |
| Instrument | 736 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2018 |
| Title Company | COMMONWEALTH USA SETTLEMENTS L |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1404 BEECHFERN CIR ELGIN SC 290456403, ELGIN, SC 29045-6403 |
| Document Number | 2272/0303 |
|---|---|
| Date | Jan 5, 2018 |
| Book Page | 002272/000303 |
| Instrument | 737 |
| Name | NEW DAY FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 4, 2048 |
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Municipality | Columbia City |
| Unified School District | Richland School District 2 (PK - 12) |
| Year | Assessed Market Value |
|---|---|
| 2025 | $406,700 (-) Land $65,100 Building $341,600 |
| 2024 | $406,700 Land $65,100 Building $341,600 |
Assessed market value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 31 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2015 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 93% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures