1404 Beech Mountain Pkwy, Beech Mountain (Banner Elk), NC 28604 Property Records

Watauga County property record for 1404 Beech Mountain Pkwy, Beech Mountain, NC 28604

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,796 sqft · built 1971
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on Record
Last Sale	$547,000 (May 2025)
Tax Bill	$1,194 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Jun 2021 Foreclosure + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1940-75-5652-000`

Property Details

APN / Parcel Number

Primary APN	`1940-75-5652-000`
Alternative APNs	`1831755` `1859587` `1866217`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	6 Rooms
Units	45 Units
Stories	1 Story
Building Area	1,796 sqft Living Area
1st Floor Area	864 sqft
Basement Area	860 sqft
Finished Basement	860 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Footing
Roof Material	Wood Shingle
Lot Area	14,375 sqft (0.33 acres)
Patio Area	512 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Account Number	1866217
Street Address	1404 BEECH MOUNTAIN PKWY
City	BEECH MOUNTAIN
State	NC
Zip	28604-8022
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BMR2
Legal Description	PINNACLE RIDGE 035
Legal Subdivision	PINNACLE
Jurisdiction	WATAUGA NC
Township / Civil Division	LAUREL CREEK
Census Block Group	1
Census Block	1039
Census Tract	921000

Owner

Source: Watauga County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	24 FOREST VIEW DR, GREENVILLE, SC 29605-1014
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Jun 3, 2021	Trustee's Deed, Foreclosure · Commercial Mortgage UNITY BANK
Jun 7, 2018	Loan Modification, Mortgage SHELLPOINT MTG SVCNG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2025 · Amount on Record
Deed Sale	May 23, 2025 · Amount on Record
Prior Sale	Oct 24, 2023 · Amount on Record
Deed Document Number	2025750355
Deed Book / Page	2433 / 249
Prior Transfer Date	Apr 16, 2021
Prior Transfer Doc	0021950302
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Oct 24, 2023
Property Address	1404 BEECH MOUNTAIN PKWY, BEECH MOUNTAIN, NC 28604-8022
Document Number	0023570302
Book / Page	2357 / 302
Map Reference	MB 5 PG 20
Instrument Date	Oct 23, 2023
Instrument	735644
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 9, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$970.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	310 4TH ST SW, HICKORY, NC 28602-2819

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9216 CONCORD HILL CT, RALEIGH, NC 27613-5487

Mortgage

Document Number	0000735645
Date	Oct 24, 2023
Instrument	735645

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

June 2021: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	WATAUGA NC
Recording Date	Jun 3, 2021
Property Address	1404 BEECH MOUNTAIN PKWY, BEECH MOUNTAIN, NC 28604-8022
Document Number	0021950302
Book / Page	2195 / 302
Map Reference	MB 5 PG 20
Instrument Date	Apr 16, 2021
Instrument	707079
Transaction Type	Foreclosure
Record Updated	Jul 9, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$430.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310 4TH ST SW, HICKORY, NC 28602-2819

Mortgage

Document Number	0021950305
Date	Jun 3, 2021
Book Page	2195/305
Instrument	707080

Lender

Name	UNITY BANK
Type	Bank
Address	HICKORY, NC 28601

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WATAUGA NC
Property Address	1404 BEECH MOUNTAIN PKWY, BEECH MOUNTAIN, NC 28604-8022
Document Number	0019810740
Instrument Date	Jun 7, 2018
Transaction Type	Mortgage
Record Updated	Jul 25, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1404 BEECH MOUNTAIN PKWY BEECH MOUNTAIN NC 286048022, BEECH MOUNTAIN, NC 28604-8022

Mortgage

Document Number	0019810740
Date	Jul 12, 2018
Book Page	001981/000740
Instrument	670342

Lender

Name	SHELLPOINT MTG SVCNG
Address	GREENVILLE, SC 29601

Agreement

Amount	Amount Recorded
Term	480 Months
Due	Jul 11, 2058

Interest

Rate	4.12%

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Beech Mountain Town
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$339,600 (-) Land $24,800 Building $314,800
2025	$1,194.00	$339,600 (+7.54%) Land $24,800 Building $314,800
2024			$339,600 Land $24,800 Building $314,800
2023		$315,800 Land $24,800 Building $291,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	5 (2011–2020)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Feb 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BEECH MOUNTAIN serves 2,468 people · EPA ID NC0195104
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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