1404 Aspen Ln, Saint Cloud, MN 56303 Property Records

Stearns County property record for 1404 Aspen Ln, Saint Cloud, MN 56303

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,850 sqft · built 2013
Owner	Individual Name on File
Tax Bill	$4,864 (2023)
Deeds & Mortgages	Oct 2022 Sale Sep 2021 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`82-50360-0236`

Property Details

APN / Parcel Number

Primary APN	`82-50360-0236`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,850 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Exterior Material	Stone
Lot Width	91 ft Width
Garage Area	866 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	82.50360.0236
Street Address	1404 ASPEN LN
City	SAINT CLOUD
State	MN
Zip	56303-4898
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD32
Legal Description	LOT 006 BLOCK 002 OF ROLLING RIDGE ESTATES PLAT 3
Legal Range	28
Legal Township	124
Legal Section	06
Legal Subdivision	ROLLING RIDGE ESTATES PLAT 3
Legal Block	2
Legal Lot Number	6
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3011
Census Tract	1002

Owner

1404 Aspen Ln is owned by an individual who acquired it in October 2022.

Source: Stearns County records, as of April 8, 2024

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2022	Deed, Transfer
Sep 15, 2021	Warranty Deed, Subdivision Related Transfer MISC COMPANY
Sep 15, 2021	Warranty Deed, Transfer MISC COMPANY
Apr 23, 2021	Deed, Subdivision Related Transfer
Apr 23, 2021	Warranty Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2022
Deed Sale	Oct 31, 2022
Prior Sale	Sep 15, 2021 · Amount on File
Deed Document Number	A1643556
Record Updated	Jun 7, 2026

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	STEARNS MN
Recording Date	Oct 31, 2022
Property Address	1404 ASPEN LN, SAINT CLOUD, MN 56303-4898
Document Number	00A1643556
Instrument Date	Oct 24, 2022
Instrument	A1643556
Transaction Type	Transfer
Record Updated	Jul 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Sep 15, 2021
Property Address	1404 ASPEN LN, SAINT CLOUD, MN 56303-4898
Document Number	00A1614118
Instrument Date	Aug 5, 2021
Instrument	A1614118
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 18, 2022
Title Company	MISC COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1404 ASPEN LN, SAINT CLOUD, MN 56303-4898

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Sep 15, 2021
Property Address	1404 ASPEN LN, SAINT CLOUD, MN 56303-4898
Document Number	00A1614119
Instrument Date	Aug 5, 2021
Instrument	A1614119
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	MISC COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1404 ASPEN LN, SAINT CLOUD, MN 56303-4898

April 2021: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	STEARNS MN
Recording Date	Apr 23, 2021
Property Address	1404 ASPEN LN, SAINT CLOUD, MN 56303-4898
Document Number	00A1600765
Instrument Date	Apr 16, 2021
Instrument	A1600765
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1404 ASPEN LN, SAINT CLOUD, MN 56303-4898

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Apr 23, 2021
Property Address	1404 ASPEN LN, SAINT CLOUD, MN 56303-4898
Document Number	00A1600762
Instrument Date	Apr 16, 2021
Instrument	A1600762
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1010 FIREMANS LODGE RD SW, ALEXANDRIA, MN 56308-9100

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of February 1, 2023

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,864.00	$394,400 Land $45,000 Building $349,400	$394,400 Land $45,000 Building $349,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1404 Aspen Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1404 Aspen Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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