1404 Apple Ridge Ct, Arnold, MO 63010 Property Records

Jefferson County property record for 1404 Apple Ridge Ct, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,384 sqft · built 1995
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$204,000 (Sep 2019)
Tax Bill	$2,446 (2025)
Deeds & Mortgages	May 2024 Second Mortgage Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`093.005.04001127`

Property Details

APN / Parcel Number

Primary APN	`093.005.04001127`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,384 sqft Living Area
Gross Area	1,784 sqft
1st Floor Area	1,384 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Construction Type	Frame
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	400 sqft
Porch	Open Frame Porch
Porch Area	40 sqft
Patio Area	164 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1404 APPLE RIDGE CT
City	ARNOLD
State	MO
Zip	63010-4874
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R07
Legal Description	SUNNY BROOK FARM ADD AKA APPLE VALLEY PHS 3 LOT 151
Legal Range	6E
Legal Township	42N
Legal Section	05
Legal Subdivision	SUNNY BROOK FARM ADD
Legal Block	3
Legal Lot Number	151
Jurisdiction	JEFFERSON MO
Township / Civil Division	WINDSOR
Census Block Group	3
Census Block	3002
Census Tract	700115

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1404 APPLE RIDGE CT, ARNOLD, MO 63010-4874
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 24, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMERCE BANK
Sep 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Sep 4, 2019	Warranty Deed, Transfer · FHA Mortgage DAS ACQUISITION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 4, 2019 · Amount on Record
Deed Sale	Sep 4, 2019 · Amount on Record
Prior Sale	Aug 10, 2004 · Amount on Record
Deed Document Number	201926607
Prior Transfer Date	Nov 11, 2013
Prior Transfer Doc	0000043915
Record Updated	Oct 29, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1404 APPLE RIDGE CT, ARNOLD, MO 63010-4874
Transaction Type	Mortgage
Record Updated	Nov 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012541
Date	May 24, 2024
Instrument	2024R-012541

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	144 Months
Due	May 18, 2036

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1404 APPLE RIDGE CT, ARNOLD, MO 63010-4874
Transaction Type	Mortgage
Record Updated	Nov 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038978
Date	Sep 3, 2021
Instrument	2021R-038978

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Sep 4, 2019
Property Address	1404 APPLE RIDGE CT, ARNOLD, MO 63010-4874
Document Number	0000026607
Instrument Date	Aug 28, 2019
Instrument	26607
Transaction Type	Transfer
Record Updated	Sep 25, 2019
Title Company	CHESTERFIELD TITLE AGENCY LLC, CHESTERFIELD TITLE AGCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1404 APPLE RIDGE CT ARNOLD MO 630104874, ARNOLD, MO 63010-4874

Mortgage

Document Number	26608
Date	Sep 4, 2019
Instrument	26608

Lender

Name	DAS ACQUISITION
Address	SAINT LOUIS, MO 63141

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 3, 2049

Mortgage

Document Number	26852,
Date	Sep 4, 2019
Instrument	26852

Lender

Name	HOUSING & CMNTY DEV DEPT
Type	Construction/Development Company
Address	920 MAIN ST # 1400, KANSAS CITY, MO 64105-2189

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$35,400 (-) Land $5,900 Building $29,500	$186,200 (-) Land $31,100 Building $155,100
2025	$2,446.00 (+3.56%)	$35,400 (+6.95%) Land $5,900 Building $29,500	$186,200 (-) Land $31,100 Building $155,100
2024	$2,362.00 (+0.6%)		$186,200 (+6.95%) Land $31,100 Building $155,100
2023	$2,348.00	$33,100 Land $5,900 Building $27,200	$174,100 Land $31,100 Building $143,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	25 (1982–2013)
Most Recent Claim	Jun 2013 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, Hail, Flooding, May 1995 · 2 claims Severe Storms & Flooding, Jul 1993 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 10 serves 10,000 people · EPA ID MO6024302
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Jan 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

Nearby Properties on Apple Ridge Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures