Bay County property record for 14037 Helms St, Ebro, FL 32437
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,344 sqft · built 1974 |
| Lot Size | 1.01 acres (44,082 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $170,000 (Dec 2025) |
| Tax Bill | $272 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 35074-147-000 |
| Primary APN | 35074-147-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,344 sqft Living Area |
| 1st Floor Area | 1,344 sqft |
| Flooring | Carpet |
| Interior Walls | Plywood |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Flat |
| Roof Material | Metal |
| Lot Area | 44,082 sqft (1.01 acres) |
| Lot Dimensions | 300 ft deep x 147 ft wide |
| Porch | Unfinished Open Porch |
| Porch Area | 24 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 14037 HELMS ST |
|---|---|
| City | EBRO |
| State | FL |
| Zip | 32437 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | BC02 |
| Legal Description | 20 1S 17W -1.35B- 1D BEG 1450 E & 330 N OF SW COR OF SEC TH N 300 W 147.17 S 300.25 E 163.49 TO POB PART OF ORIG LOTS 5 & 6 AKA PART OF LOT 2 OTTER CREEK UNIT 1 UNREC ORB 1496 P 1829 |
| Legal Range | 17W |
| Legal Township | 01S |
| Legal Section | 20 |
| Legal Subdivision | OTTER CREEK |
| Legal Lot Number | 2 |
| Jurisdiction | BAY FL |
| Township / Civil Division | SOUTHPORT |
| Census Block Group | 3 |
| Census Block | 3040 |
| Census Tract | 201 |
Source: Bay County records, as of January 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3419 PRETTY BAYOU CT, PANAMA CITY, FL 32405-1750 |
| Owner Type | Individual |
| Vesting | Married Man, Separate Property |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 30, 2025 · Amount on Record |
| Deed Sale | Dec 30, 2025 · Amount on Record |
| Deed Document Number | 202575836 |
| Deed Book / Page | 4988 / 313 |
| Prior Transfer Date | Apr 20, 2006 |
| Prior Transfer Doc | 0027662350 |
| Record Updated | Jun 8, 2026 |
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $272.00 (-9.63%) | $22,017 (-9.78%) Land $8,379 Building $13,638 | $22,017 (-9.78%) Land $8,379 Building $13,638 |
| 2024 | $301.00 (-12.75%) | ||
| 2023 | $345.00 (+14.24%) | $24,403 (+7.51%) Land $8,379 Building $16,024 | $24,403 (+7.51%) Land $8,379 Building $16,024 |
| 2022 | $302.00 | $22,698 Land $8,379 Building $14,319 | $22,698 Land $8,379 Building $14,319 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 722 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 722 in force |
| Nearby Flood Claims | 3 (2018–2021) |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · lower than 63% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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