14031 S Bluff Rd, Rockton, IL 61072 Property Records

Winnebago County property record for 14031 S Bluff Rd, Rockton, IL 61072

Property Summary

Property Type	Rural Home
Details	3 bd · 1,440 sqft · built 1969
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (Nov 2020)
Tax Bill	$4,989 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-14-178-002`

Property Details

APN / Parcel Number

Primary APN	`03-14-178-002`
Alternative APNs	`314178002` `050 252`

Interior

Bedrooms	3 Beds
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,440 sqft Living Area
Basement Area	1,440 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Lot Area	21,780 sqft (0.5 acres)
Garage Area	650 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Street Address	14031 S BLUFF RD
City	ROCKTON
State	IL
Zip	61072-1303
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AG
Legal Description	HILKERS RIVER HEIGHTS A SUB IN NW1/4 +SW1/4 SEC 14-46-1 LOT 002
Legal Range	1
Legal Township	46
Legal Section	14
Legal Subdivision	HILKERS RIVER HEIGHTS
Legal Lot Number	002
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROCKTON
Census Block Group	1
Census Block	1029
Census Tract	4003

Owner

14031 S Bluff Rd, a rural home, is owned and occupied by an individual who bought it in November 2020.

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	14031 S BLUFF RD, ROCKTON, IL 61072-1303
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2020 · Amount on File
Deed Sale	Nov 17, 2020 · Amount on File
Deed Document Number	20201035383
Prior Transfer Date	Nov 13, 2020
Prior Transfer Doc	0001035383
Record Updated	Oct 29, 2026

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Nov 17, 2020
Property Address	14031 S BLUFF RD, ROCKTON, IL 61072-1303
Document Number	0001035383
Instrument Date	Nov 13, 2020
Instrument	1035383
Transaction Type	Transfer
Record Updated	Dec 7, 2020
Title Company	TITLE UNDERWRITERS AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$285.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14031 S BLUFF RD ROCKTON IL 610721303, ROCKTON, IL 61072-1303

Mortgage

Document Number	1035384
Date	Nov 17, 2020
Instrument	1035384

Lender

Name	ILLINOIS ST CU
Address	BLOOMINGTON, IL 61704

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 16, 2050

Interest

Rate Type	Fixed Rate
Rate	2.87%

Tax Assessment & Valuation

The 2025 property tax bill for 14031 S Bluff Rd was $4,989 with exemptions applied.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Rockton Township
Secondary School District	Hononegah Community High School District 207 (09 - 12)
Elementary School District	Rockton School District 140 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,989.00	$81,295 Land $11,130 Building $70,165	$243,885 Land $33,390 Building $210,495
2022	Homeowner's exemption	$60,600 Land $8,297 Building $52,303	$181,800 Land $24,891 Building $156,909

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 14031 S Bluff Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14031 S Bluff Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: LiteWire.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on S Bluff Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures