14030 Independence Rd, Ashland, VA 23005 Property Records

Hanover County property record for 14030 Independence Rd, Ashland, VA 23005

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,169 sqft · built 2018
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Tax Bill	$4,260 (2026)
Deeds & Mortgages	Sep 2018 Mortgage Sep 2021 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`7861-91-6782`

Property Details

APN / Parcel Number

Primary APN	`7861-91-6782`
Alternative APN	`10192456`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,169 sqft Living Area
1st Floor Area	2,169 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	10192456
Street Address	14030 INDEPENDENCE RD
City	ASHLAND
State	VA
Zip	23005-7213
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	S/E INDEPENDENCERD ADJ SEAY
Jurisdiction	HANOVER VA
Township / Civil Division	BEAVERDAM
Census Block Group	1
Census Block	1015
Census Tract	320500

Owner

14030 Independence Rd is owned and occupied by an individual.

Source: Hanover County records, as of June 4, 2026

Owner of Record	Individual Name on File
Mailing Address	14030 INDEPENDENCE RD, ASHLAND, VA 23005-7213
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST HERITAGE MORTGAGE LLC
Sep 27, 2021	Deed of Trust, Mortgage · Line of Credit NATIONAL BANKING ASSOCIATION
Aug 31, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC
Jul 6, 2019	Deed of Trust, Mortgage LOANDEPOT.COM LLC
Mar 9, 2018	Deed of Trust, Mortgage · Line of Credit MITCHELL HMS
May 11, 2017	Deed of Trust, Mortgage · Line of Credit FARM CREDIT SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANOVER VA
Property Address	14030 INDEPENDENCE RD, ASHLAND, VA 23005-7213
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	ACTION TITLE & CLOSINGS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003208883
Date	Sep 11, 2018
Book Page	3208/883
Instrument	20180911000110210

Lender

Name	FIRST HERITAGE MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

Interest

Rate Type	Fixed Rate

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANOVER VA
Property Address	14030 INDEPENDENCE RD, ASHLAND, VA 23005-7213
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0033291895
Date	Sep 27, 2021
Book Page	3329/1895
Instrument	20210927000206530

Lender

Name	NATIONAL BANKING ASSOCIATION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANOVER VA
Property Address	14030 INDEPENDENCE RD, ASHLAND, VA 23005-7213
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0032721095
Date	Aug 31, 2020
Book Page	3272/1095
Instrument	20200831000148230

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Interest

Rate Type	Fixed Rate

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANOVER VA
Property Address	14030 INDEPENDENCE RD, ASHLAND, VA 23005-7213
Document Number	3228124
Instrument Date	Jul 6, 2019
Transaction Type	Mortgage
Record Updated	Jul 23, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14030 INDEPENDENCE RD ASHLAND VA 230057213, ASHLAND, VA 23005-7213

Mortgage

Document Number	3228124
Date	Jul 11, 2019
Book Page	003228/000124
Instrument	79890

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 10, 2049

Interest

Rate Type	Fixed Rate

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANOVER VA
Property Address	14030 INDEPENDENCE RD, ASHLAND, VA 23005-7213
Document Number	31981508
Instrument Date	Mar 9, 2018
Transaction Type	Mortgage
Record Updated	May 9, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	31981508
Date	Apr 27, 2018
Book Page	003198/001508
Instrument	50480

Lender

Name	MITCHELL HMS

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANOVER VA
Property Address	14030 INDEPENDENCE RD, ASHLAND, VA 23005-7213
Document Number	31723238
Book / Page	003172 / 003238
Instrument Date	May 11, 2017
Transaction Type	Mortgage
Record Updated	May 18, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12060 KAREN DR ASHLAND VA 230057737, ASHLAND, VA 23005-7737

Mortgage

Document Number	31723238
Date	May 15, 2017
Book Page	003172/003238
Instrument	61010

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	MECHANICSVILLE, VA 23111

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 14030 Independence Rd was $4,260.

Source: Hanover County assessment roll, as of June 4, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Hanover County
Unified School District	Hanover County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,260.00	$526,000 Land $139,700 Building $386,300	$526,000 Land $139,700 Building $386,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14030 Independence Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14030 Independence Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
All Points Broadband Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Independence Rd

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