1403 Willow Brook St, Ada, OK 74820 Property Records

Pontotoc County property record for 1403 Willow Brook St, Ada, OK 74820

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,508 sqft · built 1976
Lot Size	0.22 acres (9,600 sqft)
Owner	2 Individual Names on File
Last Sale	$215,000 (Apr 2022)
Tax Bill	$3,025 (2025)
Deeds & Mortgages	Feb 2023 Second Mortgage May 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`14139`

Property Details

APN / Parcel Number

Primary APN	`14139`
Alternative APN	`0210-00-003-005-0-000-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,508 sqft Living Area
1st Floor Area	1,508 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 2019
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,600 sqft (0.22 acres)
Lot Dimensions	120 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	160 sqft
Patio Area	78 sqft
Utility Building	600 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	14139
Street Address	1403 WILLOW BROOK ST
City	ADA
State	OK
Zip	74820-8510
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 BLOCK 3 MEADOW WOOD ADDITION
Legal Subdivision	MEADOW WOOD -ADA SD- NE 3-3-6
Legal Block	3
Legal Lot Number	5
Jurisdiction	PONTOTOC OK
Township / Civil Division	ADA
Census Block Group	2
Census Block	2017
Census Tract	88801

Owner

1403 Willow Brook St is owned and occupied by two individuals who bought it in April 2022.

Source: Pontotoc County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1403 WILLOW BROOK ST, ADA, OK 74820-8510
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TINKER FCU
May 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage GATEWAY FIRST BANK
May 27, 2022	Intrafamily Transfer, Transfer
Apr 22, 2022	Warranty Deed, Transfer · Commercial Mortgage CITIZENS BANK OF ADA
Nov 29, 2018	Warranty Deed, Transfer · Conventional Mortgage GATEWAY MORTGAGE GROUP LLC
Jan 8, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2022 · Amount on File
Deed Sale	Apr 22, 2022 · Amount on File
Prior Sale	Nov 29, 2018 · Amount on File
Deed Document Number	20222334
Deed Book / Page	3604 / 235
Prior Transfer Date	Sep 15, 2015
Prior Transfer Doc	002969/188
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC OK
Property Address	1403 WILLOW BROOK ST, ADA, OK 74820-8510
Transaction Type	Mortgage
Record Updated	Mar 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003681/192
Date	Feb 27, 2023
Book Page	3681/192
Instrument	I-2023-000884

Lender

Name	TINKER FCU
Type	Credit Union
Address	OKLAHOMA CITY, OK 73108

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Mar 1, 2033

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC OK
Property Address	1403 WILLOW BROOK ST, ADA, OK 74820-8510
Transaction Type	Mortgage
Record Updated	Jun 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003399/142
Date	May 22, 2020
Book Page	3399/142
Instrument	2020-002604

Lender

Name	GATEWAY FIRST BANK
Type	Bank
Address	JENKS, OK 74037

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PONTOTOC OK
Recording Date	May 27, 2022
Property Address	1403 WILLOW BROOK ST, ADA, OK 74820-8510
Document Number	003615/177
Book / Page	3615 / 177
Map Reference	MB 1 PG 200
Instrument Date	May 27, 2022
Instrument	I-2022-003084
Transaction Type	Transfer
Record Updated	Jun 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1403 WILLOW BROOK ST, ADA, OK 74820-8510

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PONTOTOC OK
Recording Date	Apr 22, 2022
Property Address	1403 WILLOW BROOK ST, ADA, OK 74820-8510
Document Number	003604/235
Book / Page	3604 / 235
Map Reference	MB 1 PG 200
Instrument Date	Apr 18, 2022
Instrument	I-2022-002334
Transaction Type	Transfer
Record Updated	Jun 10, 2022
Title Company	NOT AVAILABLE, HOME TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$322.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1403 WILLOW BROOK ST, ADA, OK 74820-8510

Mortgage

Document Number	I2022002335
Date	Apr 22, 2022
Instrument	I-2022-002335

Lender

Name	CITIZENS BANK OF ADA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Apr 22, 2023

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PONTOTOC OK
Recording Date	Nov 29, 2018
Property Address	1403 WILLOW BROOK ST, ADA, OK 74820-8510
Document Number	003263/119
Book / Page	3263 / 119
Map Reference	MB 1 PG 200
Instrument Date	Nov 29, 2018
Instrument	2018-006371
Transaction Type	Transfer
Record Updated	Jun 10, 2022
Title Company	NOT AVAILABLE, HOME TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$228.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1403 WILLOW BROOK ST, ADA, OK 74820-8510

Mortgage

Document Number	2018006372
Date	Nov 29, 2018
Instrument	2018-006372

Lender

Name	GATEWAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PONTOTOC OK
Recording Date	Jan 8, 2018
Property Address	1403 WILLOW BROOK ST, ADA, OK 74820-8510
Document Number	003181/174
Book / Page	3181 / 174
Map Reference	MB 1 PG 200
Instrument Date	Jan 5, 2018
Instrument	2018-000170
Transaction Type	Transfer
Record Updated	Jun 10, 2022

Transaction

Amount	Amount on Record
Tax	$202.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1403 WILLOW BROOK ST, ADA, OK 74820-8510

Tax Assessment & Valuation

The 2025 property tax bill for 1403 Willow Brook St was $3,025, up 1.3% from the year before.

Source: Pontotoc County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
Municipality	Ada City
County	Pontotoc County
Unified School District	Ada Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$29,515 (+1.63%) Land $3,600 Building $25,915	$245,960 (+1.63%) Land $30,000 Building $215,960
2025	$3,025.00 (+1.31%)	$29,042 (+7.21%) Land $3,600 Building $25,442	$242,015 (+6.92%) Land $30,000 Building $212,015
2024	$2,986.00 (+12.17%)	$27,090 (+5%) Land $3,600 Building $23,490	$226,347 (+5.28%) Land $30,000 Building $196,347
2023	$2,662.00	$25,800 Land $3,600 Building $22,200	$215,000 Land $30,000 Building $185,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1403 Willow Brook St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1403 Willow Brook St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Oklahoma
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADA serves 22,600 people · EPA ID OK2006201
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Atlink Services Fixed Wireless	100 / 20

May also be available: 360 Broadband, AT&T.

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