1403 Westgate Cir, Williamsburg, VA 23185 Property Records

Williamsburg City property record for 1403 Westgate Cir, Williamsburg, VA 23185

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	2 bd · 2 ba · 1,529 sqft · built 2001
Owner	2 Individual Names on File
Last Sale	$285,000 (Apr 2024)
Tax Bill	$1,722 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Nov 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`281-(10)-14-1403`

Property Details

APN / Parcel Number

Primary APN	`281-(10)-14-1403`
Alternative APN	`4007.145.032`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,529 sqft Total Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Condo/Apartment
Exterior Material	Brick
Roof Material	Shingle

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Street Address	1403 WESTGATE CIR
City	WILLIAMSBURG
State	VA
Zip	23185-2087
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Local Zoning Code	RM-2 (MULT
Legal Description	WESTGATE AT WILLIAMSBURG CONDOS PH XIV UNIT 1403
Legal Subdivision	WESTGATE @ WILLIAMSBURG (CONDO)
Legal Phase	14
Legal Block	14
Legal Unit	1403
Jurisdiction	WILLIAMSBURG CITY VA
Township / Civil Division	WILLIAMSBURG
Census Block Group	1
Census Block	1001
Census Tract	370300

Owner

1403 Westgate Cir, a residential property, is owned by two individuals who bought it in April 2024.

Source: Williamsburg City records, as of January 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	18399 RIM ROCK CIR, LEESBURG, VA 20176-6830
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2024	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Nov 1, 2022	Warranty Deed, Transfer · Conventional Mortgage ALL WESTERN MORTGAGE INC
Aug 16, 2022	Gift Deed, Transfer
Nov 18, 2021	Warranty Deed, Transfer SAGE TITLE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2024 · Amount on File
Deed Sale	Apr 15, 2024 · Amount on File
Prior Sale	Nov 1, 2022 · Amount on File
Deed Document Number	20241100
Prior Transfer Date	Aug 12, 2022
Prior Transfer Doc	0020222457
Record Updated	Sep 20, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSBURG CITY VA
Recording Date	Apr 15, 2024
Property Address	1403 WESTGATE CIR, WILLIAMSBURG, VA 23185-2087
Document Number	0020241100
Instrument Date	Apr 8, 2024
Instrument	20241100
Transaction Type	Transfer
Record Updated	May 1, 2024
Title Company	LYTLE TITLE AND ESCROW LLC, LYTLE TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18399 RIM ROCK CIR, LEESBURG, VA 20176-6830

Mortgage

Document Number	0020241101
Date	Apr 15, 2024
Instrument	20241101

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSBURG CITY VA
Recording Date	Nov 1, 2022
Property Address	1403 WESTGATE CIR, WILLIAMSBURG, VA 23185-2087
Document Number	0020223418
Instrument Date	Sep 6, 2022
Instrument	20223418
Transaction Type	Transfer
Record Updated	Dec 15, 2022
Title Company	FIRST VA TITLE AND ESCROW LLC, FIRST VA TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1403 WESTGATE CIR, WILLIAMSBURG, VA 23185-2087

Mortgage

Document Number	0020223419
Date	Nov 1, 2022
Instrument	20223419

Lender

Name	ALL WESTERN MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

August 2022: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	WILLIAMSBURG CITY VA
Recording Date	Aug 16, 2022
Property Address	1403 WESTGATE CIR, WILLIAMSBURG, VA 23185-2087
Document Number	0020222457
Instrument Date	Aug 12, 2022
Instrument	20222457
Transaction Type	Transfer
Record Updated	Dec 15, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 6312, WILLIAMSBURG, VA 23188-5221

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSBURG CITY VA
Recording Date	Nov 18, 2021
Property Address	1403 WESTGATE CIR, WILLIAMSBURG, VA 23185-2087
Document Number	0000214784
Instrument Date	Nov 17, 2021
Instrument	214784
Transaction Type	Transfer
Record Updated	Dec 15, 2022
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1403 WESTGATE CIR, WILLIAMSBURG, VA 23185-2087

Tax Assessment & Valuation

The 2025 property tax bill for 1403 Westgate Cir was $1,722.

Source: Williamsburg City assessment roll, as of January 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Williamsburg City
Unified School District	Williamsburg City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,722.00	$277,900 Land $11,900 Building $266,000	$277,900 Land $11,900 Building $266,000
2023	$1,443.00	$232,900 Land $11,900 Building $221,000	$232,900 Land $11,900 Building $221,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1403 Westgate Cir in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (1989)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 1989 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1403 Westgate Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: Glo Fiber.

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