1403 Stuart Ln, Poinciana (Kissimmee), FL 34759 Property Records

Polk County property record for 1403 Stuart Ln, Poinciana, FL 34759

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,705 sqft · built 2021
Lot Size	0.241 acres (10,489 sqft)
Owner	2 Individual Names on File
Last Sale	$282,000 (Nov 2021)
Tax Bill	$2,565 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Nov 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-27-33-934460-421020`

Property Details

APN / Parcel Number

Primary APN	`28-27-33-934460-421020`
Alternative APNs	`332728934460421020` `32728000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,705 sqft Living Area
Gross Area	2,146 sqft
1st Floor Area	1,705 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Other
Lot Area	10,489 sqft (0.241 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	441 sqft
Porch	Finished/Open Porch

Location & Zoning

Street Address	1403 STUART LN
City	KISSIMMEE
State	FL
Zip	34759-4651
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	POINCIANA NEIGHBORHOOD 2 WEST VILLAGE 7 PB 55 PGS 5/18 BLK 421 LOT 2
Legal Range	28E
Legal Township	27S
Legal Section	33
Legal Subdivision	POINCIANA NBRHD 2 WEST VILL 7
Legal Tract	934460
Legal Block	421
Legal Lot Number	2
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	3
Census Block	3047
Census Tract	14127

Owner

1403 Stuart Ln is owned and occupied by two individuals who bought it in November 2021.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1403 STUART LN, KISSIMMEE, FL 34759-4651
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Nov 15, 2021	Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jun 26, 2019	Warranty Deed, Transfer TICON TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2021 · Amount on File
Deed Sale	Nov 15, 2021 · Amount on File
Prior Sale	Jun 26, 2019 · Amount on File
Deed Document Number	2021297429
Deed Book / Page	11982 / 1504
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	1403 STUART LN, POINCIANA, FL 34759-4651
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	FIRST INTERNATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10600 BLOOMFIELD DR 332, 332, ORLANDO, FL 32825-5904

Mortgage

Document Number	0000300855
Date	Nov 17, 2021
Book Page	11987/1750
Instrument	2021300855

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

November 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	POLK FL
Recording Date	Nov 15, 2021
Property Address	1403 STUART LN, POINCIANA, FL 34759-4651
Document Number	0000297429
Book / Page	11982 / 1504
Map Reference	MB 55 PG 5
Instrument Date	Oct 30, 2021
Instrument	2021297429
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$1,974.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2250 LUCIEN WAY STE 270, 2250, MAITLAND, FL 32751-7000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10600 BLOOMFIELD DR APT 332, 332, ORLANDO, FL 32825-5904

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jun 26, 2019
Property Address	1403 STUART LN, POINCIANA, FL 34759-4651
Document Number	0108870492
Book / Page	010887 / 000492
Instrument Date	Jun 18, 2019
Instrument	132800
Transaction Type	Transfer
Record Updated	Jul 11, 2019
Title Company	TICON TITLE LLC

Transaction

Amount	Amount on Record
Tax	$105.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2250 LUCIEN WAY MAITLAND FL 327517004, MAITLAND, FL 32751-7004

Tax Assessment & Valuation

The 2025 property tax bill for 1403 Stuart Ln was $2,565 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$244,380 (+2.7%)	$272,991 (+14.72%) Land $40,000 Building $232,991
2025	$2,565.00 Homeowner's exemption	$237,955 Land $40,000 Building $197,955	$237,955 Land $40,000 Building $197,955
2023	$3,071.00 (+3.12%) Homeowner's exemption	$237,228 (+3%)	$249,741 (+8.43%) Land $40,000 Building $209,741
2022	$2,978.00 Homeowner's exemption	$230,318 Land $28,000 Building $202,318	$230,318 Land $28,000 Building $202,318

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1403 Stuart Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1403 Stuart Ln is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 72% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Stuart Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures