1403 Starksville Dr, Hernando, MS 38632 Property Records

DeSoto County property record for 1403 Starksville Dr, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,948 sqft · built 1978
Lot Size	0.349 acres (15,217 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,277 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Jan 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`3-07-3-07-02-0-00097-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-3-07-02-0-00097-00`

Interior

Bedrooms	3 Beds
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,948 sqft Adjusted Area
1st Floor Area	1,600 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	15,217 sqft (0.349 acres)
Lot Dimensions	150 ft deep x 100 ft wide

Location & Zoning

Street Address	1403 STARKSVILLE DR
City	HERNANDO
State	MS
Zip	38632-1215
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-12
Legal Description	HERNANDO ESTATES S-D SEC B LOT 97
Legal Range	007
Legal Township	03S
Legal Section	07
Legal Subdivision	HERNANDO ESTATES S-D
Legal Lot Number	97
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	2
Census Block	2001
Census Tract	71121

Owner

Source: DeSoto County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1403 STARKSVILLE DR, HERNANDO, MS 38632-1215
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC
Jan 2, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC
Mar 18, 2020	Warranty Deed, Transfer SERVICELINK
Feb 6, 2018	Intrafamily Transfer, Transfer
Oct 5, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 1, 2018
Transfer Doc	000847/781
Record Updated	Jun 8, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	1403 STARKSVILLE DR, HERNANDO, MS 38632-1215
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004885/158
Date	Feb 14, 2020
Book Page	4885/158

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Dec 1, 2049

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	1403 STARKSVILLE DR, HERNANDO, MS 38632-1215
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	TITLE SOURCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004659/349
Date	Jan 2, 2019
Book Page	4659/349

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Mar 18, 2020
Property Address	1403 STARKSVILLE DR, HERNANDO, MS 38632-1215
Document Number	000915/198
Book / Page	915 / 198
Instrument Date	Mar 12, 2020
Transaction Type	Transfer
Record Updated	Dec 12, 2023
Title Company	SERVICELINK

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

February 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESOTO MS
Recording Date	Feb 6, 2018
Property Address	1403 STARKSVILLE DR, HERNANDO, MS 38632-1215
Document Number	000847/781
Book / Page	847 / 781
Map Reference	PB 6 PG 9
Instrument Date	Feb 1, 2018
Instrument	W00847-00781
Transaction Type	Transfer
Record Updated	Nov 29, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1403 STARKSVILLE DR, 1403, HERNANDO, MS 38632-1215

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1403 STARKSVILLE DR, HERNANDO, MS 38632-1215

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DESOTO MS
Recording Date	Oct 5, 2017
Property Address	1403 STARKSVILLE DR, HERNANDO, MS 38632-1215
Document Number	20171005010281150
Map Reference	PB 6 PG 9
Instrument Date	Sep 26, 2017
Instrument	20171005010281150
Transaction Type	Transfer
Record Updated	Nov 29, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1403 STARKSVILLE DR, HERNANDO, MS 38632-1215

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,277.00 (+20.02%)	$13,543 (+37.72%) Land $1,500 Building $12,043	$135,426 (+37.71%) Land $15,000 Building $120,426
2023	$1,064.00	$9,834	$98,344 Land $15,000 Building $83,344

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 84% of Mississippi
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HERNANDO-JAYBIRD private · serves 6,750 people · EPA ID MS0170002
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
C Spire Wireless Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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