1403 S Lighthouse Pl, Sioux Falls, SD 57103 Property Records

Minnehaha County property record for 1403 S Lighthouse Pl, Sioux Falls, SD 57103

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,424 sqft · built 2020
Lot Size0.173 acres (7,518 sqft)
OwnerIndividual Name on File
Last Sale$260,000 (Nov 2023)
Tax Bill$3,266 (2025)
Deeds & MortgagesJul 2024 Sale & Mortgage
Nov 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN01-22-22-428-053-000

Property Details

APN / Parcel Number

Primary APN01-22-22-428-053-000
Alternative APN
  • 93883

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,424 sqft Finished Area
FlooringLaminate Plank
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleDuplex Single
Exterior MaterialCombination
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,518 sqft (0.173 acres)
Garage TypeAttached
Garage Area531 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area40 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account Number93883
Street Address1403 S LIGHTHOUSE PL
CitySIOUX FALLS
StateSD
Zip57103-3300
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 4B NORTHERN LIGHTS PARK ADDN TO CITY OF SIOUX FALLS
Legal SubdivisionPARK ADDN
Legal Lot Number4B
JurisdictionMINNEHAHA SD
Township / Civil DivisionSIOUX FALLS
Census Block Group1
Census Block1006
Census Tract1801

Owner

Source: Minnehaha County records · APN 01-22-22-428-053-000

Assessment roll updated July 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1403 S LIGHTHOUSE PL, SIOUX FALLS, SD 57103-3300
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 23, 2024Warranty Deed, Transfer · Conventional Mortgage
PLAINS COMMERCE BANK
Nov 15, 2023Warranty Deed, Transfer · Conventional Mortgage
FIRST INTERNATIONAL BANK & TRUST

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 15, 2023 · Amount on Record
Deed SaleNov 15, 2023 · Amount on Record
Deed Book / Page623-D / 88
Record UpdatedSep 20, 2026

July 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMINNEHAHA SD
Recording DateJul 23, 2024
Property Address1403 S LIGHTHOUSE PL, SIOUX FALLS, SD 57103-3300
Document NumberDEEDS627/164
Book / PageDEEDS627 / 164
Instrument DateJul 02, 2024
Transaction TypeTransfer
Record UpdatedMay 12, 2026
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$285.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1403 S LIGHTHOUSE PL, SIOUX FALLS, SD 57103-3300

Mortgage

Document NumberMTG19861046
DateJul 23, 2024
InstrumentMTG 1986/1046
Lender
NamePLAINS COMMERCE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2054

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMINNEHAHA SD
Recording DateNov 15, 2023
Property Address1403 S LIGHTHOUSE PL, SIOUX FALLS, SD 57103-3300
Document NumberDEED623/88
Book / PageDEED623 / 88
Instrument DateNov 09, 2023
Transaction TypeTransfer
Record UpdatedMay 12, 2026
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$260.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1403 S LIGHTHOUSE PL, SIOUX FALLS, SD 57103-3300

Mortgage

Document Number0001977766
DateNov 15, 2023
Instrument1977/766
Lender
NameFIRST INTERNATIONAL BANK & TRUST
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2053
Interest
Rate TypeAdjustable Rate
Rate7.87%
AdjustableAdjustable Rate Rider
Change Frequency5 Years
Min Rate At Change7.87%
Max Rate At Change9.87%
Index5-Year CMT
Margin4
Max Rate12.8%

Tax Assessment & Valuation

Source: Minnehaha County records · Assessment roll updated July 16, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateSouth Dakota
CountyMinnehaha County
MunicipalitySioux Falls City
Unified School DistrictSioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$3,266.00$245,800 (+21.38%) Land $29,300 Building $216,500
2024$3,266.00 (+26.39%)$202,500 (+15.78%) Land $29,300 Building $173,200
2022$2,584.00$174,900 Land $29,300 Building $145,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Minnehaha County (46099C), as of May 2, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 460990018011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2024 · Severe Storms, Straight-line Winds, And Flooding

Wildfire

Wildfire RiskLow
lower than 98% of the US · lower than 96% of South Dakota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Midcontinent Communications
Cable · Fiber in parts of the area
2,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Lumen Technologies
DSL
140 / 20

Based on FCC filings for 353 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system SD4600294, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSIOUX FALLS
serves 216,462 people
Water SourceSurface water
Last State InspectionJun 2025
Lead3 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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