1403 S 3rd St, Saint Charles, IL 60174 Property Records

Kane County property record for 1403 S 3rd St, Saint Charles, IL 60174

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,300 sqft · built 1946
Lot Size0.128 acres (5,580 sqft)
Owner2 Company Names on File
Last Sale$201,000 (Nov 2005)
Tax Bill$5,932 (2025)
Flood ZoneZone X (minimal risk)
APN09-34-380-021

Property Details

APN / Parcel Number

Primary APN09-34-380-021

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,300 sqft Living Area
Basement Area650 sqft

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1969
Exterior MaterialCombination
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,580 sqft (0.128 acres)
Shed1 Shed
Shed Area80 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address1403 S 3RD ST
CitySAINT CHARLES
StateIL
Zip60174-4013
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1 EX 45 GENEVA HOMES
Legal SubdivisionSTC GENEVA HOMES
Legal Block3
Legal Lot Number1
JurisdictionKANE IL
Township / Civil DivisionST. CHARLES
Census Block Group3
Census Block3007
Census Tract852201

Owner

1403 S 3rd St is owned by a company that acquired it in June 2014.

Source: Kane County records, as of July 23, 2026

Owner of Record2 Company Names on File
Mailing Address1913 CRYSTAL TREE CT, GENEVA, IL 60134-4317
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 3, 2005 · Amount on File
Deed SaleNov 3, 2005 · Amount on File
Deed Document Number2005132955
Last Transfer DateJun 6, 2014
Transfer Doc0000031309
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 1403 S 3rd St was $5,932.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionSt. Charles Township
MunicipalitySt. Charles City
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,932.00$84,587 (+8.53%) Land $20,208 Building $64,379$253,863 (+8.53%) Land $60,648 Building $193,214
2024$77,939 Land $18,620 Building $59,319$233,911 Land $55,882 Building $178,028
2022$5,396.00 (+3.87%)$66,833 (+4.91%) Land $16,417 Building $50,416$200,499 (+4.91%) Land $49,251 Building $151,248
2021$5,195.00$63,705 Land $15,649 Building $48,056$191,115 Land $46,947 Building $144,168

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1403 S 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1403 S 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

Nearby Properties on S 3rd St

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