1403 Rapids St, Adel, IA 50003 Property Records

Dallas County property record for 1403 Rapids St, Adel, IA 50003

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,903 sqft · built 1912
Lot Size	0.231 acres (10,044 sqft)
Owner	2 Individual Names on Record
Last Sale	$313,000 (Jun 2025)
Tax Bill	$4,606 (2025)
Deeds & Mortgages	Jul 2024 Mortgage Apr 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`11-29-314-009`

Property Details

APN / Parcel Number

Primary APN	`11-29-314-009`
Alternative APNs	`000001129314004` `000001129314009` `540001129314004`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,903 sqft Living Area
Gross Area	2,968 sqft
1st Floor Area	840 sqft
Basement Area	873 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Architectural Style	Bi-Level
Exterior Material	Wood
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,044 sqft (0.231 acres)
Lot Dimensions	132 ft deep x 64 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	192 sqft
Deck Area	64 sqft
Patio Area	334 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	540001129314004
Street Address	1403 RAPIDS ST
City	ADEL
State	IA
Zip	50003-1332
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARCEL 24-87 RICES ADD PT OF BLK 18
Legal Range	27W
Legal Township	79N
Legal Section	29
Legal Subdivision	RICES ADDITION
Legal Tract	2025-08831
Legal Block	18
Jurisdiction	DALLAS IA
Township / Civil Division	ADEL
Census Block Group	2
Census Block	2065
Census Tract	50700

Owner

Source: Dallas County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1403 RAPIDS ST, ADEL, IA 50003-1332
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2024	Deed of Trust, Mortgage · Conventional Mortgage LINCOLN SAVINGS BANK
Apr 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage LINCOLN SAVINGS BANK
Jun 2, 2025	Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU
Aug 27, 2025	Re-recorded Document · Stand-Alone Second Mortgage GREENSTATE CU
May 1, 2019	Grant Deed, Transfer NOT AVAILABLE
Feb 19, 2019	Affidavit of Death, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2025 · Amount on Record
Deed Sale	Jun 2, 2025 · Amount on Record
Deed Document Number	20258831
Deed Book / Page	2025 / 8831
Record Updated	Sep 20, 2026

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS IA
Property Address	1403 RAPIDS ST, ADEL, IA 50003-1332
Transaction Type	Mortgage
Record Updated	Oct 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202410365
Date	Jul 10, 2024
Instrument	2024-10365

Lender

Name	LINCOLN SAVINGS BANK
Type	Bank
Address	WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	334 Months
Due	May 1, 2052

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS IA
Property Address	1403 RAPIDS ST, ADEL, IA 50003-1332
Transaction Type	Mortgage
Record Updated	Oct 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20220000009045
Date	Apr 26, 2022
Book Page	2022/9045

Lender

Name	LINCOLN SAVINGS BANK
Type	Bank
Address	WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DALLAS IA
Recording Date	Jun 2, 2025
Property Address	1403 RAPIDS ST, ADEL, IA 50003-1332
Document Number	0202508831
Map Reference	DOC 2024-13441
Instrument Date	May 14, 2025
Instrument	2025-08831
Transaction Type	Transfer
Record Updated	Oct 9, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1403 RAPIDS ST, ADEL, IA 50003-1332

Mortgage

Document Number	0202508833
Date	Jun 2, 2025
Instrument	2025-08833

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2030
Change Frequency	Annually
Min Rate At Change	4.87%
Max Rate At Change	8.25%
Index	12-Month MTA
Max Rate	12.2%

August 2025: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	DALLAS IA
Recording Date	Aug 27, 2025
Property Address	1403 RAPIDS ST, ADEL, IA 50003-1332
Document Number	0202514560
Instrument Date	May 14, 2025
Instrument	2025-14560
Record Updated	Oct 9, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1403 RAPIDS ST, ADEL, IA 50003-1332

Mortgage

Document Number	0202508834
Date	Aug 27, 2025
Instrument	2025-08834

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	118 Months
Due	Jun 1, 2035

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DALLAS IA
Recording Date	May 1, 2019
Property Address	1403 RAPIDS ST, ADEL, IA 50003-1332
Document Number	0000006211
Instrument Date	Apr 30, 2019
Instrument	6211
Transaction Type	Transfer
Record Updated	May 20, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$62.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1403 RAPIDS ST ADEL IA 500031332, ADEL, IA 50003-1332

February 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	DALLAS IA
Recording Date	Feb 19, 2019
Property Address	1403 RAPIDS ST, ADEL, IA 50003-1332
Document Number	0000002140
Instrument Date	Feb 15, 2019
Instrument	2140
Transaction Type	Transfer
Record Updated	Mar 11, 2019

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1403 RAPIDS ST ADEL IA 500031332, ADEL, IA 50003-1332

Tax Assessment & Valuation

Source: Dallas County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Adel City
County	Dallas County
Unified School District	Adel-De Soto-Minburn Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,606.00	$278,640 (+4.4%) Land $38,390 Building $240,250	$278,640 (+4.4%) Land $38,390 Building $240,250
2024	$4,606.00 (+1.54%)
2023		$266,900 Land $32,900 Building $234,000	$266,900 Land $32,900 Building $234,000
2022	$4,536.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (1993–2010)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2010 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms & Flooding, Aug 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADEL MUNICIPAL WATER WORKS serves 6,461 people · EPA ID IA2503003
Water Source	Groundwater
Last State Inspection	Feb 2024
Also Mapped Here	XENIA RWD (DES MOINES)
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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