1403 Ranson St, Independence, MO 64057 Property Records

Jackson County property record for 1403 Ranson St, Independence, MO 64057

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,075 sqft · built 1970
Lot Size	0.189 acres (8,216 sqft)
Owner	Individual Name on Record
Tax Bill	$1,705 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Aug 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`25-140-01-21`

Property Details

APN / Parcel Number

Primary APN	`25-140-01-21`
Alternative APNs	`25-140-01-21-00-0-00-000` `25140012100000001` `768694`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,075 sqft Living Area
1st Floor Area	725 sqft
Basement Area	1,075 sqft
Flooring	Carpet

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Steel Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,216 sqft (0.189 acres)
Lot Dimensions	135 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	250 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	20 sqft
Deck Area	749 sqft
Patio Area	496 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	768694
Street Address	1403 RANSON ST
City	INDEPENDENCE
State	MO
Zip	64057-2719
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE CITY GARDENS LOT 144
Legal Subdivision	LAKE CITY GARDENS
Legal Block	2
Legal Lot Number	144
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	2
Census Block	2002
Census Tract	11407

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1403 RANSON ST, INDEPENDENCE, MO 64057-2719
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2021	Deed of Trust, Mortgage · FHA Mortgage LUMINATE HOME LOANS INC
Aug 23, 2018	Loan Modification, Mortgage · FHA Mortgage MR COOPER

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	1403 RANSON ST, INDEPENDENCE, MO 64057-2719
Transaction Type	Mortgage
Record Updated	Apr 29, 2021
Title Company	KANSAS CITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E0034962
Date	Apr 1, 2021
Instrument	2021E0034962

Lender

Name	LUMINATE HOME LOANS INC
Type	Mortgage Company
Address	MINNEAPOLIS, MN 55439

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

August 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	JACKSON MO
Property Address	1403 RANSON ST, INDEPENDENCE, MO 64057-2719
Document Number	0000E82758
Instrument Date	Aug 23, 2018
Transaction Type	Mortgage
Record Updated	Oct 9, 2018
Title Company	CORELOGIC-SOLUTIONS EXPRESS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1403 RANSON ST INDEPENDENCE MO 640572719, INDEPENDENCE, MO 64057-2719

Mortgage

Document Number	0000E82758
Date	Sep 20, 2018
Instrument	82758E

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 19, 2048

Interest

Rate	4.62%

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$23,870 (-) Land $4,454 Building $19,416	$125,630 (-)
2025	$1,705.00 (-23.23%)	$23,870 (-25.57%) Land $4,454 Building $19,416	$125,630 (-25.57%)
2024	$2,221.00 (+2.3%)
2023	$2,171.00	$32,071 Land $3,941 Building $28,130	$168,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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