1403 Old Mill Rd, Lincolnton, NC 28092 Property Records

Lincoln County property record for 1403 Old Mill Rd, Lincolnton, NC 28092

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,080 sqft · built 1982
Lot Size	1.2 acres (52,403 sqft)
Owner	Individual Name on Record
Tax Bill	$1,559 (2026)
Deeds & Mortgages	Jan 2026 Second Mortgage Jan 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`3654-72-0483`

Property Details

APN / Parcel Number

Primary APN	`3654-72-0483`
Alternative APNs	`365404720483` `23061` `75134`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,080 sqft Living Area
Basement Area	540 sqft
Unfinished Basement	540 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Split Level
Construction Type	Concrete
Lot Area	52,403 sqft (1.2 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	4 Parking Spaces
Pool Area	720 sqft
Shed	1 Shed
Shed Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	75134
Street Address	1403 OLD MILL RD
City	LINCOLNTON
State	NC
Zip	28092-7565
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-SF
Legal Description	#4 SEC S & R DEV1351
Legal Subdivision	S AND R PROPERTIES
Legal Block	2
Legal Lot Number	4
Jurisdiction	LINCOLN NC
Township / Civil Division	IRONTON
Census Block Group	2
Census Block	2000
Census Tract	70202

Owner

Source: Lincoln County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1403 OLD MILL RD, LINCOLNTON, NC 28092-7565
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Jan 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jun 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Mar 30, 2018	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	1403 OLD MILL RD, LINCOLNTON, NC 28092-7565
Transaction Type	Mortgage
Record Updated	Feb 3, 2026
Title Company	UNKNOWN, ROCKET CLOSE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003472835
Date	Jan 23, 2026
Book Page	3472/835
Instrument	704674

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2046

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	1403 OLD MILL RD, LINCOLNTON, NC 28092-7565
Transaction Type	Mortgage
Record Updated	Mar 23, 2022
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003128666
Date	Jan 20, 2022
Book Page	3128/666
Instrument	646171

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2037

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	1403 OLD MILL RD, LINCOLNTON, NC 28092-7565
Transaction Type	Mortgage
Record Updated	May 4, 2021
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3032883
Date	Apr 21, 2021
Book Page	3032/883
Instrument	629710

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	1403 OLD MILL RD, LINCOLNTON, NC 28092-7565
Document Number	2917593
Instrument Date	Jun 5, 2020
Transaction Type	Mortgage
Record Updated	Jul 29, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1403 OLD MILL RD LINCOLNTON NC 280927565, LINCOLNTON, NC 28092-7565

Mortgage

Document Number	2917593
Date	Jun 12, 2020
Book Page	002917/000593
Instrument	610344

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 11, 2030

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	1403 OLD MILL RD, LINCOLNTON, NC 28092-7565
Document Number	2734184
Instrument Date	Mar 30, 2018
Transaction Type	Mortgage
Record Updated	Apr 10, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1403 OLD MILL RD LINCOLNTON NC 280927565, LINCOLNTON, NC 28092-7565

Mortgage

Document Number	2734184
Date	Apr 3, 2018
Book Page	002734/000184
Instrument	576204

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	144 Months
Due	Apr 2, 2030

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,559.00 (+1.3%)	$227,480 (-) Land $45,009 Building $182,471	$227,480 (-) Land $45,009 Building $182,471
2023	$1,539.00	$227,480 Land $45,009 Building $182,471	$227,480 Land $45,009 Building $182,471

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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