1403 Oak St, Danville, IL 61832 Property Records

Vermilion County property record for 1403 Oak St, Danville, IL 61832

Property Summary

Property Type	Single Family Home
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$84,000 (Apr 2024)
Tax Bill	$1,941 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Dec 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-32-319-117`

Property Details

APN / Parcel Number

Primary APN	`18-32-319-117`
Alternative APN	`NEWL0340`

Exterior

Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	141 ft deep x 52 ft wide

Location & Zoning

Street Address	1403 OAK ST
City	DANVILLE
State	IL
Zip	61832-2512
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHAS L ENGLISHS SUB TO ROSE- LAWN L125
Legal Range	11W
Legal Township	20N
Legal Section	32
Legal Subdivision	CHAS L ENGLISHS
Legal Lot Number	125
Jurisdiction	VERMILION IL
Township / Civil Division	NEWELL
Census Block Group	2
Census Block	2018
Census Tract	700

Owner

Source: Vermilion County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1403 OAK ST, DANVILLE, IL 61832-2512
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2024	Warranty Deed, Transfer · Conventional Mortgage FISHER NATIONAL BANK
Dec 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage HUD
May 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage HUD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 4, 2024 · Amount on Record
Deed Sale	Apr 4, 2024 · Amount on Record
Deed Document Number	20242322
Record Updated	Sep 20, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VERMILION IL
Recording Date	Apr 4, 2024
Property Address	1403 OAK ST, DANVILLE, IL 61832-2512
Document Number	0002402322
Instrument Date	Apr 4, 2024
Instrument	24-02322
Transaction Type	Transfer
Record Updated	Apr 24, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$126.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1403 OAK ST, DANVILLE, IL 61832-2512

Mortgage

Document Number	0002402323
Date	Apr 4, 2024
Instrument	24-02323

Lender

Name	FISHER NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2039

Interest

Rate Type	Fixed Rate
Rate	6%

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VERMILION IL
Property Address	1403 OAK ST, DANVILLE, IL 61832-2512
Transaction Type	Mortgage
Record Updated	Jan 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002208209
Date	Dec 13, 2022
Instrument	22-08209

Lender

Name	HUD
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	276 Months
Due	Jul 1, 2045

Interest

Rate Type	Fixed Rate

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VERMILION IL
Property Address	1403 OAK ST, DANVILLE, IL 61832-2512
Transaction Type	Mortgage
Record Updated	Jun 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2103780
Date	May 19, 2021
Instrument	21-03780

Lender

Name	HUD
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	288 Months
Due	Jul 1, 2045

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Vermilion County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Vermilion County
County Subdivision	Newell Township
Municipality	Danville City
Unified School District	Danville Community Consolidated School District 118 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,941.00 (+9.6%) Homeowner's exemption	$29,875 (+8.37%) Land $4,722 Building $25,153	$89,625 (+8.37%) Land $14,166 Building $75,459
2024		$27,567 (+16.4%) Land $4,357 Building $23,210	$82,701 (+16.4%) Land $13,071 Building $69,630
2022	$1,771.00 Homeowner's exemption	$23,682 Land $3,355 Building $20,327	$71,046 Land $10,065 Building $60,981

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA ILLINOIS-VERMILION COUNTY private · serves 30,106 people · EPA ID IL1835120
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Watch TV.

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