1403 Neptune Ave, Encinitas, CA 92024 Property Records

San Diego County property record for 1403 Neptune Ave, Encinitas, CA 92024 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 4.5 ba · 3,221 sqft · built 2007
Lot Size0.138 acres (5,990 sqft)
OwnerCompany Name on File
Last Sale$3,525,000 (Oct 2019)
Tax Bill$42,192 (2025)
Deeds & MortgagesMar 2018 Line of Credit
Oct 2019 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN254-221-07-00

Property Details

APN / Parcel Number

Primary APN254-221-07-00

Interior

Bedrooms3 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Building Area3,221 sqft Living Area

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Lot Area5,990 sqft (0.138 acres)
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address1403 NEPTUNE AVE
CityENCINITAS
StateCA
Zip92024-1434
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBLK 3 LOT 18 TR 002049
Legal SubdivisionSOUTH COAST PARK
Legal Tract002049
Legal Block3
Legal Lot Number18
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group5
Census Block5001
Census Tract17701

Owner

Source: San Diego County records · APN 254-221-07-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address18815 139TH AVE NE, C, WOODINVILLE, WA 98072-3565
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Mar 13, 2018Deed of Trust, Mortgage · Line of Credit
WELLS FARGO BANK NA
Oct 21, 2019Grant Deed, Transfer
FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO
Aug 14, 2017Quit Claim Deed, Transfer
GUARANTEED RATE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 21, 2019 · Amount on Record
Deed SaleOct 21, 2019 · Amount on Record
Prior SaleJun 22, 2016 · Amount on Record
Deed Document Number2019474429
Prior Transfer DateAug 09, 2017
Prior Transfer Doc0000368193
Record UpdatedSep 20, 2026

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1403 NEPTUNE AVE, ENCINITAS, CA 92024-1434
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000097662
DateMar 13, 2018
Instrument2018-0097662
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueApr 05, 2048

October 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateOct 21, 2019
Property Address1403 NEPTUNE AVE, ENCINITAS, CA 92024-1434
Document Number0000474429
Instrument DateJul 05, 2019
Instrument474429
Transaction TypeTransfer
Record UpdatedOct 28, 2019
Title CompanyFIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO

Transaction

AmountAmount Recorded
Tax$3,877.50
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address18815 139TH AVE NE #C WOODINVILLE WA 980723565, C, WOODINVILLE, WA 98072-3565

August 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateAug 14, 2017
Property Address1403 NEPTUNE AVE, ENCINITAS, CA 92024-1434
Document Number0000368193
Instrument DateAug 09, 2017
Instrument368193
Transaction TypeTransfer
Record UpdatedAug 23, 2017
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address1403 NEPTUNE AVE ENCINITAS CA 920241434, ENCINITAS, CA 92024-1434

Mortgage

Document Number368194
DateAug 14, 2017
Instrument368194
Lender
NameGUARANTEED RATE
Address3940 N RAVENSWOOD AVE, CHICAGO, IL 60613-2420
Agreement
AmountAmount Recorded
Term360 Months
DueAug 13, 2047

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEncinitas City
Elementary School DistrictEncinitas Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$3,932,200 (+2%) Land $2,482,028 Building $1,450,172
2025$42,192.00 (+6.33%)$3,855,099 (+4.04%) Land $2,433,361 Building $1,421,738
2023$39,679.00 (+2.1%)$3,705,403 Land $2,338,872 Building $1,366,531
2022$38,861.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730177015, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance CostPremium on Record
median of 2 individual NFIP policies nearby
Nearby Flood Policies2 in force
2 of 2 on primary residences
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 2024, rainfall accumulation, Severe Storm And Flooding

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Nearby Properties on Neptune Ave

Nearby Streets

Search Property Records by Address or Parcel Number