1403 N Pine River Rd, Kimball (Smiths Creek), MI 48074 Property Records

St. Clair County property record for 1403 N Pine River Rd, Kimball, MI 48074

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 782 sqft · built 1925
Lot Size	25.9 acres (1,128,378 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (Jul 2021)
Tax Bill	$2,932 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jul 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`74-25-021-2028-000`

Property Details

APN / Parcel Number

Primary APN	`74-25-021-2028-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	782 sqft Living Area
1st Floor Area	782 sqft
Basement Area	698 sqft
Unfinished Basement	480 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Mansard
Roof Material	Composition Shingle
Lot Area	1,128,378 sqft (25.9 acres)
Lot Dimensions	1,518 ft deep x 743 ft wide
Garage Area	800 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	272 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1403 N PINE RIVER RD
City	KIMBALL
State	MI
Zip	48074-3002
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	THAT PART OF S 1/2 OF NE 1/4 LYING W OF CO RD 848 EXC S 815.06 FT ALSO INC S 14 RDS OF THAT PART OF N 1/2 OF NE 1/4 LYING W
Legal Range	16E
Legal Township	06N
Legal Section	21
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	KIMBALL
Census Block Group	2
Census Block	2018
Census Tract	634100

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1403 N PINE RIVER RD, KIMBALL, MI 48074-3002
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jul 27, 2021	Warranty Deed, Transfer ATA NATIONAL TITLE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2021 · Amount on Record
Deed Sale	Jul 27, 2021 · Amount on Record
Prior Sale	May 31, 2006 · Amount on Record
Deed Document Number	202121652
Deed Book / Page	5399 / 120
Prior Transfer Date	Jun 30, 2006
Prior Transfer Doc	003586/518
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	1403 N PINE RIVER RD, KIMBALL, MI 48074-3002
Transaction Type	Mortgage
Record Updated	Jul 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7831 FORRER ST, DETROIT, MI 48228-3615

Mortgage

Document Number	5392822
Date	Jul 14, 2021
Book Page	5392/822
Instrument	2021020341

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jul 27, 2021
Property Address	1403 N PINE RIVER RD, KIMBALL, MI 48074-3002
Document Number	5399120
Book / Page	5399 / 120
Instrument Date	Jul 9, 2021
Instrument	2021021652
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$1,687.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1403 N RIVER RD, 1403, KIMBALL, MI 48074

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7831 FORRER ST, DETROIT, MI 48228-3615

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Kimball Township
Unified School District	Port Huron Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$174,700 (+44.74%)	$349,400 (+44.74%)
2025	$2,932.00 (+3.06%) Homeowner's exemption	$120,700 (+13.87%)
2024	$2,845.00 (+11.96%)		$241,400 (+13.87%)
2023		$106,000
2022	$2,541.00		$212,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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