1403 Mount Royal Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1403 Mount Royal Dr, Saint Cloud, FL 34771

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on File
Last Sale	$359,990 (Aug 2025)
Tax Bill	$1,679 (2025)
Deeds & Mortgages	Aug 2025 Sale & Mortgage
APN	`322531094300010780`

Property Details

APN / Parcel Number

Primary APN	`322531094300010780`

Exterior

Lot Area	3,485 sqft (0.08 acres)

Location & Zoning

Street Address	1403 MOUNT ROYAL DR
City	SAINT CLOUD
State	FL
Zip	34771-6213
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	CENTER LAKE ON THE PARK PB 35 PGS 74-79 LOT 78
Legal Lot Number	78
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3024
Census Tract	43700

Owner

Source: Osceola County records · APN 322531094300010780

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1403 MOUNT ROYAL DR, SAINT CLOUD, FL 34771-6213
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 29, 2025 · Amount on Record
Deed Sale	Aug 29, 2025 · Amount on Record
Deed Document Number	2025108391
Deed Book / Page	6842 / 1613
Record Updated	Jun 08, 2026

August 2025: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Aug 29, 2025
Property Address	1403 MOUNT ROYAL DR, SAINT CLOUD, FL 34771-6213
Document Number	0068421613
Book / Page	6842 / 1613
Map Reference	MB 35 PG 74-79
Instrument Date	Aug 01, 2025
Instrument	2025108391
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 12, 2025
Title Company	M/I TITLE AGENCY LIMITED LC, M I TITLE AGENCY LTD L C

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,520.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	400 INTERNATIONAL PKWY STE 470, 470, LAKE MARY, FL 32746-5054

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1403 MOUNT ROYAL DR, SAINT CLOUD, FL 34771-6213

Mortgage

Document Number	0068421615
Date	Aug 29, 2025
Instrument	6842/1615

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2055

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,679.00	$30,000 Land $30,000	$30,000 Land $30,000

Flood & Wildfire

Source: FEMA NFIP claims and policies as of September 2026 · Last verified October 2026

Flood

Flood Insurance Cost	Premium on Record median of 70 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	70 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.