1403 Moose Trl, Sturgis, SD 57785 Property Records

Meade County property record for 1403 Moose Trl, Sturgis, SD 57785

Property Summary

Property Type	Single Family Home
Details	3 bd · built 1991
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on Record
Last Sale	$247,500 (Jul 2021)
Tax Bill	$3,129 (2025)
Deeds & Mortgages	Feb 2026 Mortgage May 2023 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01.57.06.19`

Property Details

APN / Parcel Number

Primary APN	`01.57.06.19`

Interior

Bedrooms	3 Beds

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Lot Area	11,761 sqft (0.27 acres)

Location & Zoning

Street Address	1403 MOOSE TRL
City	STURGIS
State	SD
Zip	57785-2245
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEADMAN SUB LOT 19 BLK 6 ASSESSED EQUALIZED LOCAL COUNTY STATE EXEMPT ACRES UNITS VALUE VALUE BOARD BOARD BOARD AMOUNT
Legal Subdivision	DEADMAN SUB
Legal Block	6
Legal Lot Number	19
Jurisdiction	MEADE SD
Township / Civil Division	STURGIS
Census Block Group	1
Census Block	1085
Census Tract	20401

Owner

Source: Meade County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1403 MOOSE TRL, STURGIS, SD 57785-2245
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2026	Deed of Trust, Mortgage · VA Mortgage ZOOM HOME LENDING LLC
May 26, 2023	Warranty Deed, Transfer · Line of Credit UNIFY HOME LENDING INC
Jul 1, 2021	Warranty Deed, Transfer · VA Mortgage GATEWAY MORTGAGE GROUP INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2021 · Amount on Record
Deed Sale	Jul 1, 2021 · Amount on Record
Deed Document Number	20214928
Deed Book / Page	934 / 1680
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEADE SD
Property Address	1403 MOOSE TRL, STURGIS, SD 57785-2245
Transaction Type	Mortgage
Record Updated	Apr 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01005/1467
Date	Feb 23, 2026
Book Page	1005/1467
Instrument	26001010

Lender

Name	ZOOM HOME LENDING LLC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MEADE SD
Recording Date	May 26, 2023
Property Address	1403 MOOSE TRL, STURGIS, SD 57785-2245
Document Number	00967/1252
Book / Page	967 / 1252
Instrument Date	May 26, 2023
Instrument	23002876
Transaction Type	Transfer
Record Updated	Jul 18, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$302.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1403 MOOSE TRL, STURGIS, SD 57785-2245

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1403 MOOSE TRL, STURGIS, SD 57785-2245

Mortgage

Document Number	00975/1151
Date	May 26, 2023
Book Page	975/1151
Instrument	23002877

Lender

Name	UNIFY HOME LENDING INC
Type	Funding / Finance Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2053

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MEADE SD
Recording Date	Jul 1, 2021
Property Address	1403 MOOSE TRL, STURGIS, SD 57785-2245
Document Number	00934/1680
Book / Page	934 / 1680
Map Reference	MB 17 PG 170
Instrument Date	Jun 30, 2021
Instrument	21004928
Transaction Type	Transfer
Record Updated	Jul 18, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$247.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1403 MOOSE TRL, STURGIS, SD 57785-2245

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1403 MOOSE TRL, STURGIS, SD 57785-2245

Mortgage

Document Number	00948/1230
Date	Jul 1, 2021
Book Page	948/1230
Instrument	21004929

Lender

Name	GATEWAY MORTGAGE GROUP INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Meade County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Meade County
Municipality	Sturgis City
Unified School District	Meade School District 46-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$242,662 (+4.07%) Land $43,500 Building $199,162	$242,662 (+4.07%) Land $43,500 Building $199,162
2025	$3,129.00 (+1.1%) Additional exemption filed	$233,178 (+19.43%) Land $43,500 Building $189,678	$233,178 Land $43,500 Building $189,678
2024	$3,095.00 (+15.36%)
2023		$195,242 (+8.01%) Land $43,500 Building $151,742
2022	$2,683.00	$180,766 Land $36,250 Building $144,516

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 67% of South Dakota
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STURGIS serves 7,020 people · EPA ID SD4600321
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
Bluepeak Cable · Fiber in parts of the area	1,000 / 30
Wisp West Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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