1403 Monterey Pine Dr, Normal, IL 61761 Property Records

McLean County property record for 1403 Monterey Pine Dr, Normal, IL 61761

Property Summary

Property TypeSingle Family Home
Details2 bd · 1,735 sqft · built 2016
Lot Size0.068 acres (2,964 sqft)
OwnerIndividual Name on Record
Last Sale$295,000 (Aug 2017)
Tax Bill$6,833 (2024)
Deeds & MortgagesJan 2021 Mortgage
Aug 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN14-15-480-012

Property Details

APN / Parcel Number

Primary APN14-15-480-012

Interior

Bedrooms2 Beds
Total Rooms4 Rooms
Stories1 Story
Building Area1,735 sqft Living Area
1st Floor Area1,735 sqft
Basement Area1,735 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Exterior MaterialBrick
Lot Area2,964 sqft (0.068 acres)
Lot Dimensions78 ft deep x 38 ft wide
Garage Area483 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address1403 MONTEREY PINE DR
CityNORMAL
StateIL
Zip61761-5759
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal DescriptionEVERGREEN VILLAGE PUD SUB 1ST ADD LOT 41
Legal SubdivisionVILLAGE PUD SUB
Legal Lot Number41
JurisdictionMCLEAN IL
Township / Civil DivisionNORMAL
Census Block Group1
Census Block1004
Census Tract109

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1403 MONTEREY PINE DR, NORMAL, IL 61761-5759
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 6, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRST STATE MORTGAGE SERVICES LLC
Aug 7, 2017Warranty Deed, Transfer · ARM
MB FINANCIAL BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 7, 2017 · Amount on Record
Deed SaleAug 7, 2017 · Amount on Record
Deed Document Number201714175
Record UpdatedJun 8, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Property Address1403 MONTEREY PINE DR, NORMAL, IL 61761-5759
Transaction TypeMortgage
Record UpdatedApr 13, 2026
Title CompanyMCLEAN COUNTY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202100000247
DateJan 6, 2021
Instrument2021-00000247
Lender
NameFIRST STATE MORTGAGE SERVICES LLC
TypeMortgage Company
AddressBLOOMINGTON, IL 61704
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2051

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLEAN IL
Recording DateAug 7, 2017
Property Address1403 MONTEREY PINE DR, NORMAL, IL 61761-5759
Document Number201700014175
Instrument DateJul 24, 2017
Instrument2017-00014175
Transaction TypeTransfer
Record UpdatedApr 13, 2026
Title CompanyMCLEAN COUNTY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$442.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address1403 MONTEREY PINE DR, NORMAL, IL 61761-5759

Mortgage

Document Number201700014176
DateAug 7, 2017
Instrument2017-00014176
Lender
NameMB FINANCIAL BANK NA
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueSep 1, 2047
Interest
Rate TypeAdjustable Rate
Rate3.12%
Type Change DateSep 1, 2022
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change5.12%
Index1-Year LIBOR
Max Rate8.12%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMcLean County
County SubdivisionNormal Township
MunicipalityNormal Town
Unified School DistrictMcLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$139,729 (+21.89%) Land $14,919 Building $124,810$419,187 (+21.89%) Land $44,757 Building $374,430
2024$6,833.00 (-5.14%)
2023$7,203.00$114,638 Land $12,240 Building $102,398$343,914 Land $36,720 Building $307,194

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORMAL
serves 52,736 people · EPA ID IL1130900
Water SourceGroundwater
Last State InspectionAug 2025
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
Watch TV
Fixed Wireless
100 / 20

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