1403 Luning Dr, San Jose, CA 95118 Property Records

Santa Clara County property record for 1403 Luning Dr, San Jose, CA 95118

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,521 sqft · built 1962
Lot Size	0.135 acres (5,900 sqft)
Owner	2 Individual Names on File
Last Sale	$2,000,000 (Mar 2022)
Tax Bill	$22,502 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Apr 2021 Mortgage + 3 more
Flood Zone	Zone D (undetermined)
APN	`569-29-095`

Property Details

APN / Parcel Number

Primary APN	`569-29-095`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,521 sqft Living Area
Gross Area	1,365 sqft
1st Floor Area	1,365 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	5,900 sqft (0.135 acres)
Lot Dimensions	100 ft deep x 59 ft wide
Garage Area	417 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1403 LUNING DR
City	SAN JOSE
State	CA
Zip	95118-2437
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-8
Legal Description	TRACT 3050 BOOK 139 PAGE 2 PAGE 3 LOT 93
Legal Subdivision	TRACT NO 3050
Legal Tract	3050
Legal Lot Number	93
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	2
Census Block	2003
Census Tract	502909

Owner

1403 Luning Dr is owned and occupied by two individuals who bought it in March 2022.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1403 LUNING DR, SAN JOSE, CA 95118-2437
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2022	Grant Deed, Transfer · Conventional Mortgage MUFG UNION BANK NA
Apr 5, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Apr 9, 2020	Deed of Trust, Mortgage BANK OF AMERICA
Oct 8, 2019	Affidavit of Death, Transfer STEWART TITLE, STEWART TITLE/CA
Oct 8, 2019	Grant Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2022 · Amount on File
Deed Sale	Mar 30, 2022 · Amount on File
Prior Sale	Oct 8, 2019 · Amount on File
Deed Document Number	202225272375
Prior Transfer Date	Mar 29, 2021
Prior Transfer Doc	0024906488
Record Updated	Oct 29, 2026

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Mar 30, 2022
Property Address	1403 LUNING DR, SAN JOSE, CA 95118-2437
Document Number	0025272375
Map Reference	MB 139 PG 2&3
Instrument Date	Mar 21, 2022
Instrument	25272375
Transaction Type	Transfer
Record Updated	Apr 8, 2022
Title Company	CORNERSTONE TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1403 LUNING DR, SAN JOSE, CA 95118-2437

Mortgage

Document Number	0025272376
Date	Mar 30, 2022
Instrument	25272376

Lender

Name	MUFG UNION BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Apr 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	5%
Index	Other
Max Rate	9%

Mortgage

Document Number	0025272377
Date	Mar 30, 2022
Instrument	25272377

Lender

Name	UNIVERSITY CU
Type	Credit Union
Address	LOS ANGELES, CA 90025

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Apr 5, 2021
Property Address	1403 LUNING DR, SAN JOSE, CA 95118-2437
Document Number	0024906488
Map Reference	MB 139 PG 2&3
Instrument Date	Mar 29, 2021
Instrument	24906488
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1403 LUNING DR, SAN JOSE, CA 95118-2437

Mortgage

Document Number	0024906489
Date	Apr 5, 2021
Instrument	24906489

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1403 LUNING DR, SAN JOSE, CA 95118-2437
Document Number	0024457225
Instrument Date	Apr 9, 2020
Transaction Type	Mortgage
Record Updated	May 8, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1403 LUNING DR SAN JOSE CA 951182437, SAN JOSE, CA 95118-2437

Mortgage

Document Number	0024457225
Date	Apr 17, 2020
Instrument	24457225

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 16, 2050

October 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SANTA CLARA CA
Recording Date	Oct 8, 2019
Property Address	1403 LUNING DR, SAN JOSE, CA 95118-2437
Document Number	0024299587
Instrument Date	Sep 30, 2019
Instrument	24299587
Transaction Type	Transfer
Record Updated	Oct 18, 2019
Title Company	STEWART TITLE, STEWART TITLE/CA

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2720 MIRA BELLA CIR MORGAN HILL CA 950377600, MORGAN HILL, CA 95037-7600

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Oct 8, 2019
Property Address	1403 LUNING DR, SAN JOSE, CA 95118-2437
Document Number	0024299588
Map Reference	MB 139 PG 2&3
Instrument Date	Sep 30, 2019
Instrument	24299588
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	STEWART TITLE OF CALIFORNIA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1403 LUNING DR, SAN JOSE, CA 95118-2437

Mortgage

Document Number	0024299589
Date	Oct 8, 2019
Instrument	24299589

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1403 Luning Dr was $22,502 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Unified School District	San Jose Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,650,000 (-4.9%) Land $1,443,700 Building $206,300
2025	$22,502.00 Homeowner's exemption	$1,735,000 Land $1,500,000 Building $235,000
2023	$18,809.00 (+21.92%) Homeowner's exemption	$2,039,998 Land $1,785,000 Building $254,998
2022	$15,427.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1403 Luning Dr in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1403 Luning Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 760 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Sail Internet Fixed Wireless	500 / 100
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Cruzio, GeoLinks.

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