1403 Locust St, Eldorado, IL 62930 Property Records

Saline County property record for 1403 Locust St, Eldorado, IL 62930

Property Summary

Property Type	Commercial
Lot Size	0.033 acres (1,450 sqft)
Owner	Individual Name on File
Last Sale	$35,000 (Apr 2023)
Tax Bill	$1,500 (2024)
Deeds & Mortgages	Apr 2023 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`04-2-069-02`

Property Details

APN / Parcel Number

Primary APN	`04-2-069-02`

Exterior

Lot Area	1,450 sqft (0.033 acres)
Lot Dimensions	50 ft deep x 29 ft wide

Location & Zoning

Street Address	1403 LOCUST ST
City	ELDORADO
State	IL
Zip	62930-1629
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	EL,S ,T ,R ,Q ,L001,B008 EAST ELDORADO ADDITION COM NE COR LOT 1 RUN SW 35' TO POB 29X50 E Z 2242/261 4/23 W/D 06-21-197-002-
Legal Subdivision	EAST ELDORADO ADDITION
Legal Lot Number	1
Jurisdiction	SALINE IL
Township / Civil Division	EAST ELDORADO
Census Block Group	3
Census Block	3066
Census Tract	955500

Owner

Source: Saline County assessment roll, as of January 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1110 TAYLOR ST, ELDORADO, IL 62930-2347
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 28, 2023 · Amount on Record
Deed Sale	Apr 28, 2023 · Amount on Record
Deed Document Number	283503
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALINE IL
Property Address	1403 LOCUST ST, ELDORADO, IL 62930-1629
Transaction Type	Mortgage
Record Updated	Nov 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1110 TAYLOR ST, ELDORADO, IL 62930-2347

Mortgage

Document Number	002242/263
Date	Apr 28, 2023
Book Page	2242/263
Instrument	283504

Lender

Name	LEGENCE BANK
Type	Bank
Address	ELDORADO, IL 62930

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	61 Months
Due	May 1, 2028

Tax Assessment & Valuation

Source: Saline County assessment roll, as of January 1, 2024

Property Jurisdictions

Type	Name
State	Illinois
County	Saline County
County Subdivision	East Eldorado Township
Municipality	Eldorado City
Unified School District	Eldorado Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$1,500.00 (+10.29%)	$15,775 (+13.29%) Land $2,231 Building $13,544	$47,325 (+13.29%) Land $6,693 Building $40,632
2022		$13,924 (+5.69%) Land $1,969 Building $11,955	$41,772 (+5.69%) Land $5,907 Building $35,865
2021	$1,360.00	$13,174 Land $1,863 Building $11,311	$39,522 Land $5,589 Building $33,933

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2014)
Most Recent Claim	Apr 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELDORADO serves 4,715 people · EPA ID IL1655030
Water Source	Purchased groundwater from SALINE VALLEY CONSERVANCY DISTRICT
Last State Inspection	Jul 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Delta Communications Fiber	7,000 / 7,000
Mediacom Communications Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Frontier, Hamilton County Telephone Co-Op.

Nearby Properties on Locust St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures