1403 Heritage Rd W, Normal, IL 61761 Property Records

McLean County property record for 1403 Heritage Rd W, Normal, IL 61761

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,080 sqft · built 1980
Lot Size	0.339 acres (14,744 sqft)
Owner	2 Individual Names on Record
Last Sale	$181,000 (Oct 2013)
Tax Bill	$6,081 (2024)
Deeds & Mortgages	Apr 2012 Mortgage Oct 2013 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`14-21-276-055`

Property Details

APN / Parcel Number

Primary APN	`14-21-276-055`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,080 sqft Living Area
1st Floor Area	1,184 sqft
Basement Area	1,184 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Roof Material	Asphalt
Lot Area	14,744 sqft (0.339 acres)
Lot Dimensions	194 ft deep x 76 ft wide
Garage Area	484 sqft
Porch	Open Frame Porch
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1403 HERITAGE RD W
City	NORMAL
State	IL
Zip	61761-1305
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	DEN-2 NORTH SUB LOT 16 & E75 FORMER ICG RR ROW LYG W & ADJ
Legal Range	02E
Legal Township	24N
Legal Section	21
Legal Subdivision	DEN-2 NORTH SUB
Legal Lot Number	16
Jurisdiction	MCLEAN IL
Township / Civil Division	NORMAL
Census Block Group	1
Census Block	1000
Census Tract	107

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1403 HERITAGE RD W, NORMAL, IL 61761-1305
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2012	Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND BANK & TRUST CO
Oct 22, 2013	Trustee's Deed, Foreclosure · Conventional Mortgage CEFCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2013 · Amount on Record
Deed Sale	Oct 22, 2013 · Amount on Record
Deed Document Number	201326633
Prior Transfer Date	Oct 5, 2011
Prior Transfer Doc	0000025134
Record Updated	Oct 29, 2026

April 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1403 HERITAGE RD W, NORMAL, IL 61761-1305
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	FIRST COMMUNITY BANK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201200009846
Date	Apr 19, 2012
Instrument	2012-00009846

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2042

October 2013: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MCLEAN IL
Recording Date	Oct 22, 2013
Property Address	1403 HERITAGE RD W, NORMAL, IL 61761-1305
Document Number	201300026633
Map Reference	DOC77-2330
Instrument Date	Oct 18, 2013
Instrument	2013-00026633
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026
Title Company	FRONTIER TITLE COMPANY, FRONTIER TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$271.50
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	201300026634
Date	Oct 22, 2013
Instrument	2013-00026634

Lender

Name	CEFCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2043

Interest

Rate Type	Fixed Rate
Rate	4.75%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Normal Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$88,297 (+21.89%) Land $17,648 Building $70,649	$264,891 (+21.89%) Land $52,944 Building $211,947
2024	$6,081.00 (+6.95%)
2023	$5,686.00	$72,441 Land $14,479 Building $57,962	$217,323 Land $43,437 Building $173,886

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAL serves 52,736 people · EPA ID IL1130900
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Watch TV.

Nearby Properties on Heritage Rd W

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures