1403 Hemming St, Gainesville, TX 76240 Property Records

Cooke County property record for 1403 Hemming St, Gainesville, TX 76240

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 642 sqft · built 1942
Lot Size	0.161 acres (7,000 sqft)
Owner	Individual Name on Record
Tax Bill	$1,231 (2026)
Deeds & Mortgages	Apr 2023 Mortgage Sep 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2360-003-00013`

Property Details

APN / Parcel Number

Primary APN	`2360-003-00013`
Alternative APN	`22682`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	642 sqft Living Area
Gross Area	897 sqft
1st Floor Area	642 sqft

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Exterior Material	Siding
Foundation Type	Block
Roof Material	Rolled Roofing
Lot Area	7,000 sqft (0.161 acres)
Porch	Slab
Porch Area	24 sqft
Storage Building	231 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C

Location & Zoning

Account Number	2360-003-00013
Street Address	1403 HEMMING ST
City	GAINESVILLE
State	TX
Zip	76240-5826
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HALL ADDN; BLOCK 3; LOT 13
Legal Subdivision	HALL ADDN
Legal Block	3
Legal Lot Number	13
Jurisdiction	COOKE TX
Township / Civil Division	GAINESVILLE
Census Block Group	3
Census Block	3008
Census Tract	1100

Owner

Source: Cooke County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	234 CENTER ST, WHITESBORO, TX 76273-1704
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2023	Vendor's Lien, Transfer · Stand-Alone First Mortgage PAOLA RODRIGUEZ
Sep 30, 2022	Deed of Trust, Mortgage · Stand-Alone First Mortgage MIKE RIGLER
Aug 6, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 6, 2023
Deed Sale	Apr 6, 2023
Prior Sale	Aug 6, 2020
Deed Document Number	20232246
Deed Book / Page	2572 / 119
Record Updated	Oct 29, 2026

April 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	Apr 6, 2023
Property Address	1403 HEMMING ST, GAINESVILLE, TX 76240-5826
Document Number	002572/119
Book / Page	2572 / 119
Instrument Date	Apr 4, 2023
Instrument	2023-2246
Transaction Type	Transfer
Record Updated	Nov 14, 2023

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	618 CENTER STREET PARK DR, WHITESBORO, TX 76273-1424

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1003 DODSON ST, GAINESVILLE, TX 76240-5602

Mortgage

Document Number	0020232247
Date	Apr 6, 2023
Instrument	2023-2247

Lender

Name	PAOLA RODRIGUEZ
Type	Seller
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	1403 HEMMING ST, GAINESVILLE, TX 76240-5826
Transaction Type	Mortgage
Record Updated	Mar 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	234 CENTER ST, WHITESBORO, TX 76273-1704

Mortgage

Document Number	0002540/57
Date	Sep 30, 2022
Book Page	2540/57
Instrument	2022-8211

Lender

Name	MIKE RIGLER
Type	Private Party
Address	316 W BROADWAY ST, GAINESVILLE, TX 76240

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOKE TX
Recording Date	Aug 6, 2020
Property Address	1403 HEMMING ST, GAINESVILLE, TX 76240-5826
Document Number	2350/807
Book / Page	2350 / 807
Instrument Date	Aug 4, 2020
Instrument	6055
Transaction Type	Transfer
Record Updated	Nov 9, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	618 CENTER STREET PARK DR, 618, WHITESBORO, TX 76273-1424

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	234 CENTER ST, WHITESBORO, TX 76273-1704

Tax Assessment & Valuation

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Municipality	Gainesville City
Unified School District	Gainesville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,231.00 (+9.03%)	$58,834 (+8.99%) Land $28,490 Building $30,344	$58,834 (+8.99%) Land $28,490 Building $30,344
2025	$1,129.00 (+10.47%)	$53,979 (+2.79%) Land $28,490 Building $25,489	$53,979 (+2.79%) Land $28,490 Building $25,489
2024	$1,022.00 (+3.86%)
2023		$52,512 Land $25,900 Building $26,612	$52,512 Land $25,900 Building $26,612
2022	$984.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2007 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 85% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nortex Communications Company Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20

May also be available: AT&T, Element8, T-Mobile.

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