1403 H St, Bedford, IN 47421 Property Records

Lawrence County property record for 1403 H St, Bedford, IN 47421

Property Summary

Property Type	Auto Repair, Garage
Details	3,828 sqft · built 1945
Lot Size	0.149 acres (6,496 sqft)
Owner	Individual Name on Record
Tax Bill	$3,222 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Apr 2015 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`1100021000P53N`

Property Details

APN / Parcel Number

Primary APN	`1100021000P53N`
Alternative APNs	`47-06-14-404-012.000-010` `01090571869`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	3,828 sqft Total Area
1st Floor Area	3,828 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	6,496 sqft (0.149 acres)
Lot Dimensions	112 ft deep x 58 ft wide

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	01090571869
Street Address	1403 H ST
City	BEDFORD
State	IN
Zip	47421-3331
Property Category	Commercial
Property Type	Commercial > Retail > Auto Repair, Garage
Legal Description	ORIG PT LOTS 58 & 59 58 X 112
Legal Subdivision	ORIGINAL PLAT OF TOWN
Legal Lot Number	58-59
Jurisdiction	LAWRENCE IN
Township / Civil Division	SHAWSWICK
Census Block Group	1
Census Block	1007
Census Tract	951000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Bedford Courthouse Square Historic District listed 1995 · 66 contributing resources · NRIS 95000704

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lawrence County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1403 H ST, BEDFORD, IN 47421-3331
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage HOSSIER HILLS CREDIT UNION
Apr 13, 2015	Intrafamily Transfer, Transfer · Line of Credit BEDFORD FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 10, 2015
Transfer Doc	0000001949
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE IN
Recording Date	Nov 2, 2022
Property Address	1403 H ST, BEDFORD, IN 47421-3331
Document Number	2022007398
Instrument Date	Oct 26, 2022
Instrument	2022007398
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	109 S JEFFERSON ST, BLOOMINGTON, IN 47408-4146

Mortgage

Document Number	2022007399
Date	Nov 2, 2022
Instrument	2022007399

Lender

Name	HOSSIER HILLS CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Dec 1, 2032

April 2015: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAWRENCE IN
Recording Date	Apr 13, 2015
Property Address	1403 H ST, BEDFORD, IN 47421-3331
Document Number	2015001949
Instrument Date	Apr 10, 2015
Instrument	2015001949
Transaction Type	Transfer
Record Updated	Apr 21, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2015001950
Date	Apr 13, 2015
Instrument	2015001950

Lender

Name	BEDFORD FEDERAL SAVINGS BANK
Address	BEDFORD, IN 47421

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	8 Months
Due	Dec 28, 2015

Tax Assessment & Valuation

Source: Lawrence County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Bedford City
County	Lawrence County
County Subdivision	Shawswick Township
Unified School District	North Lawrence Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,222.00 (+19.73%)	$100,800 (+15.73%) Land $11,100 Building $89,700	$100,800 (+15.73%) Land $11,100 Building $89,700
2024	$2,691.00 (+8.73%)
2023	$2,475.00 (-5.89%)	$87,100 (+4.31%) Land $10,300 Building $76,800	$87,100 (+4.31%) Land $10,300 Building $76,800
2022	$2,630.00	$83,500 Land $10,100 Building $73,400	$83,500 Land $10,100 Building $73,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1979–1982)
Most Recent Claim	Aug 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEDFORD CITY UTILITIES serves 14,000 people · EPA ID IN5247001
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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